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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa treats!

I applied for Zopa biscuit account purely in order to qualify for their linked savings account with optimal interest rate initially but have been so impressed by them that I've now transferred direct debits over & use them as my main account. Would recommend for people who want a helpful & friendly bank that help to boost savings potential with top interest rates. Reviewed on: 22nd January 2026

Competitive savings rates

Easy to open an account. Very competitive interest rates being paid. Straightforward app. Not needed customer support so far. All transactions that I’ve made have been processed very quickly. Reviewed on: 22nd January 2026

Best card in 2025

The card is everything i look for for e.g it reward me for buying and even having money in my account. And i also get cashback for paying bills by direct debit which is excellent. I would highly recommend this card to friend and family. Reviewed on: 22nd January 2026

I have been very impressed with Zopa and hope to mov...

I have been very impressed with Zopa and hope to move more money across as they mature. Reviewed on: 22nd January 2026

An excellent new Current Account from ZOPA

Excellent current account, easily managed via the online app. Cashback on bills and premium interest rates from time to time. Easy access to savings accounts all linked via the app. Customer service is first class with quick response is online chat. Reviewed on: 22nd January 2026

Simple interface, great functionality

It's a simple platform with good functionality and reasonable interest rates. I graded average for customer service because I've never had to use them and so can't comment. Reviewed on: 22nd January 2026

I’ve had no issues with the bank so far

I’ve had no issues with the bank so far Reviewed on: 22nd January 2026

Find Zopa to be ok never have any problems so yea am...

Find Zopa to be ok never have any problems so yea am happy. Reviewed on: 22nd January 2026

User friendly way to grow your savings!

Zopa is a very user friendly banking service that makes it really easy to save and feel rewarded! It was very easy to set up a Biscuit account and I feel like I am able to see my savings grow in a way that is rewarding. I enjoy the spending notifications in real time so you can see exactly where you are and what you have left. Reviewed on: 22nd January 2026

Zopa makes banking easy.

Zopa makes banking easy. Zopa banking is really simple and clear to understand. The options to make different savings account is really helpful for future planning. The app is very user friendly and you can see all your monies on one page. The bank also offers better savings interest than other banks which makes them a winner in my eyes. Reviewed on: 22nd January 2026

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