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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Supa Zopa

Zopa app is very easy to use and super flexible Reviewed on: 23rd January 2026

Easy to navigate app, great regular saving rate, cas...

Easy to navigate app, great regular saving rate, cash back on Direct Debits are all the positives from the Biscuit account Reviewed on: 23rd January 2026

Everything is great with Zopa

Zopa has great products with attached savings accounts with competitive rates. The app is really easy to use and transfers are amazingly fast. Reviewed on: 23rd January 2026

Saving made easy with Biscuit

Zopa has made saving really easy for me. The app is simple to use and the savings pots feature helps me organise my money and build up my savings without stress. It’s clear, user friendly and genuinely helped me save more consistently. Reviewed on: 23rd January 2026

Awful support

Poor, clearly untrained support agents with no understanding of debit card systems and transactions. Reviewed on: 23rd January 2026

Modern and sleek banking

It's modern bank account with easy and fast transactions which also offers great savings opportunities. Customer service is quick to respond and the interface is clear and simple to use. Voice transactions shows that the company is looking to the future. Reviewed on: 23rd January 2026

Super great benefits, app journey very smart

Super great benefits, app journey very smart Reviewed on: 22nd January 2026

Easy to set up online account and navigation

Easy to set up online account and navigation Reviewed on: 22nd January 2026

Excellent online Service and paying interest on curr...

Excellent online Service and paying interest on current account Reviewed on: 22nd January 2026

Fantastic bank

I have bank and credit card with zopa I have no issues and you can earn interest on what you spend the app is great as well I recommend them to everyone Reviewed on: 22nd January 2026

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