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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Great account

Current account was easy to open and is easy to manage through the app. Interest rates are competitive. Reviewed on: 16th January 2026

Impressed interest rates

I have been very impressed with the interest rates that Zopa offer to their customers. Reviewed on: 16th January 2026

Fast and efficient processes

Setting up accounts was so easy and straightforward. In addition, transferring amounts between various accounts is a quick and efficient process. Reviewed on: 16th January 2026

Current account opened .

Current account opened . I am very satisfied. Reviewed on: 16th January 2026

Best value for money and over all safety in transact...

Best value for money and over all safety in transactions. Reviewed on: 16th January 2026

Straight forward to open accounts and good follow up...

Straight forward to open accounts and good follow up by Zopa Reviewed on: 16th January 2026

Easy fast and efficient great online app an service

Easy fast and efficient great online app an service Reviewed on: 16th January 2026

Very happy with the banking accounts and savings, t...

Very happy with the banking accounts and savings, the credit card is also free to use abroad so very helpful. Reviewed on: 16th January 2026

I signed up for the£10 referral but didn't get one

I signed up for the£10 referral but didn't get one Reviewed on: 16th January 2026

All is well.

It has been very good so far, no complaints. Reviewed on: 16th January 2026

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