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Zopa: Current account reviews

4.93
Based on 6,589 reviews, last reviewed 30th Apr 2026
70% decrease in 5 star reviews
in the past 90 days
64% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026
Adam's avatar
Adam

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026
Maxwell Gridley's avatar
Maxwell Gridley

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great app & great rates

4
Love the app interface - clean, clear & easy to navigate. Good interest rate and cashback, too. Reviewed on: 16th January 2026

I have been with Zopa for some years and always been...

5
I have been with Zopa for some years and always been great Reviewed on: 16th January 2026

Super slick app And good insights into your money

5
Super slick app And good insights into your money Reviewed on: 16th January 2026

Great account

5
It was quick and easy to open my account, and got my card quickly. The app is great and very simple to use too. Reviewed on: 16th January 2026

Very friendly knowledgeable staff where nothing is a...

5
Very friendly knowledgeable staff where nothing is a peoblem Reviewed on: 16th January 2026

Can't wait to see what else Zopa had to offer in the...

5
Can't wait to see what else Zopa had to offer in the future. Reviewed on: 16th January 2026

Love the App!

5
Fab account really good easy to use app Reviewed on: 16th January 2026

Zopa is the best bank account I’ve ever experienced...

5
Zopa is the best bank account I’ve ever experienced and they have helped me so much and I would recommend to everyone Reviewed on: 16th January 2026

Brilliant.

5
Brilliant. Fantastic service fast and secure Reviewed on: 16th January 2026

Great products and fantastic customer care!

5
Great products and fantastic customer care! Reviewed on: 16th January 2026

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