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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to set up my account and the app is great to na...

Easy to set up my account and the app is great to navigate. Reviewed on: 16th January 2026

I have been made aware every step of the way...

I have been made aware every step of the way with zopa Reviewed on: 16th January 2026

Very good services I’m very happy

Very good services I’m very happy Reviewed on: 16th January 2026

Great interest rates on offer and a good app interface

Great interest rates on offer and a good app interface Reviewed on: 16th January 2026

Excellent customer services and also Zopa bank do mo...

Excellent customer services and also Zopa bank do more than traditionak bank do Reviewed on: 16th January 2026

Great account!

Finding the Biscuit account great to use and love the boosted savings rate Reviewed on: 16th January 2026

Take note from Zopa

Zopa are easy to contact and always have a good time structure, they also let you know about payments that are coming in tomorrow (“pending”) my money is always safe with Zopa and I’ve gained 0.12£ pence in savings over 2 months which I don’t think is that bad. Reviewed on: 16th January 2026

Positive zopa

Zopa keeps you informed and offers consistently good savings APR. Reviewed on: 16th January 2026

Best Bank

Zopa helped me in the past with a loan which has now been settled but also I have a bank account and save regularly, they are amazing. Top class Reviewed on: 16th January 2026

An excellent financial organisation

Since I opened Zopa accounts, I have had value for my money. Zopa has helped me to solve my financial problems. I have had very good customer service. All my transactions have been completed in time and without delay or hassle Reviewed on: 16th January 2026

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