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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great products - savings and current account.

Great products - savings and current account. Excellent and easy to use App. Customer Service experience is good for the 1 time it's been required. Reviewed on: 16th January 2026

Fantastic rates and easy to use in app.

Fantastic rates and easy to use in app. Love voice assistant feature Reviewed on: 16th January 2026

Excellent app, service and interest rates

Zopa has been extremely straightforward to join. Highly accessible app and other information, plus good interest rates, make it a winner for me! Reviewed on: 16th January 2026

Great service and easy to use App.

Great service and easy to use App. Highly recommended. Reviewed on: 16th January 2026

The best bank account with the lowest fees also for...

The best bank account with the lowest fees also for credit card. Reviewed on: 16th January 2026

Zappy Zopa, you can trust them.

Setting up a bank account and credit card was very straightforward. Good honest people, app is really well designed. Reviewed on: 16th January 2026

Best bank

Very good saving rate, easy to use. Reviewed on: 16th January 2026

I managed all my Zopa finances via there app which i...

I managed all my Zopa finances via there app which is clear and simple to use. There current a/c offers good value service. Reviewed on: 16th January 2026

its making me continuously save 300 a month into the...

its making me continuously save 300 a month into the account because the 7.1% is market leading, and i would not want to miss out on the interest. also, helping me manage my monthly direct debits as i need to set aside the money specific for these to pay them, and getting cashback on them is rewarding Reviewed on: 16th January 2026

It was easy to open my savings account (Primary pot)...

It was easy to open my savings account (Primary pot) and it is fairly straightforward to maintain the bonus savings % plus open and pay into the regular saver pot. The interest rates paid are good on both. Reviewed on: 16th January 2026

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