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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa has been a revelation..

Zopa has been a revelation to me in terms of making banking simplistic. Reviewed on: 16th January 2026

Zopa app.

Zopa app. is very efficient and easy to use and the details required are easily accessible Reviewed on: 16th January 2026

Opened the account with ease , add money easily and...

Opened the account with ease , add money easily and I can see my savings grow Reviewed on: 16th January 2026

Good current account good credit card apr is ok not...

Good current account good credit card apr is ok not to high good all round to be fair Reviewed on: 16th January 2026

Easy to set up.

Easy to set up. A couple of functionality issues. Reviewed on: 16th January 2026

ZOPA are the best

Always helpful and very easy to use app, great rates and service provided Reviewed on: 16th January 2026

Easy account set up easy to use app

Easy account set up ,easy to use app. Useful features and benefits. Reviewed on: 16th January 2026

Concise site easy to access excellent interest rates.

Concise site easy to access excellent interest rates. Have recommended to family. Reviewed on: 16th January 2026

Product stands out from competitors

Outstanding Customer service. The product offered stands out from other competitors. Don’t take my word for it. Read up on it. You will not be disappointed. Reviewed on: 16th January 2026

The APP is very easy to use and good savings rates.

The APP is very easy to use and good savings rates. Simple to open and use, just what you want from savings account. Reviewed on: 16th January 2026

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