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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Zopa has been a revelation..

Zopa has been a revelation to me in terms of making banking simplistic. Reviewed on: 16th January 2026

Zopa app.

Zopa app. is very efficient and easy to use and the details required are easily accessible Reviewed on: 16th January 2026

Opened the account with ease , add money easily and...

Opened the account with ease , add money easily and I can see my savings grow Reviewed on: 16th January 2026

Good current account good credit card apr is ok not...

Good current account good credit card apr is ok not to high good all round to be fair Reviewed on: 16th January 2026

Easy to set up.

Easy to set up. A couple of functionality issues. Reviewed on: 16th January 2026

ZOPA are the best

Always helpful and very easy to use app, great rates and service provided Reviewed on: 16th January 2026

Easy account set up easy to use app

Easy account set up ,easy to use app. Useful features and benefits. Reviewed on: 16th January 2026

Concise site easy to access excellent interest rates.

Concise site easy to access excellent interest rates. Have recommended to family. Reviewed on: 16th January 2026

Product stands out from competitors

Outstanding Customer service. The product offered stands out from other competitors. Don’t take my word for it. Read up on it. You will not be disappointed. Reviewed on: 16th January 2026

The APP is very easy to use and good savings rates.

The APP is very easy to use and good savings rates. Simple to open and use, just what you want from savings account. Reviewed on: 16th January 2026

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