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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

User friendly app, great savings interest rate.

User friendly app, great savings interest rate. Super easy to use and sign up, really enjoy using it Reviewed on: 16th January 2026

Excellent and easy.

Excellent and easy. To many benefits from current account. Reviewed on: 16th January 2026

It is great but they blocked my account

It is great but they blocked my account Reviewed on: 16th January 2026

Best rates, helpful growth hub - glad I made the swi...

Best rates, helpful growth hub - glad I made the switch! Reviewed on: 16th January 2026

Excellent credit building card Would highly recommen...

Excellent credit building card Would highly recommend great job well done Reviewed on: 16th January 2026

Love zopa

Love the account fantastic interest rate Reviewed on: 16th January 2026

I find it easy to use and understand.

I find it easy to use and understand. Simple set up also great ways to save plenty of options. Like how you can split savings to separate pots. Transfering money is so convenient. Like how the whole bank set up. Easy to get around and look at accounts. Reviewed on: 16th January 2026

I would recommend banking with Zopa

Having been a customer for a long time I have always received good communication and customer service from Zopa. Also I believe that Zopa banking products are competitive with good rates of interest. Reviewed on: 16th January 2026

Banking made simple

Easy to setup & use, monitor your finances so easily whether it’s adding funds, transferring funds or just saving Reviewed on: 16th January 2026

Best banking App (probably because it's one of the l...

Best banking App (probably because it's one of the latest) Extraordinarily clear and intuitive. It alerts you the day before a DD is due. It pays 2% on current a/c, 4.35% on unlimited access savings a/c and had the best cash ISA rate when I was looking. Reviewed on: 16th January 2026

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