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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zopa have been absolutely fantastic

Zopa have been absolutely fantastic and they are so easy to deal with. The customer service are so friendly and helpful and they make everything so easy. I have to say that this is the best bank I have ever dealt with. Reviewed on: 15th January 2026

Excellent app and very quick loan payment

Excellent app and very quick loan payment Reviewed on: 15th January 2026

Easy to use and high interest rate

Easy to use and high interest rate Reviewed on: 15th January 2026

Easy to use and intuitive app

Easy to use and intuitive app, with no hassle and many features to keep you informed. Reviewed on: 15th January 2026

Very good banking tool, similar in many ways to Monzo

Very good banking tool, similar in many ways to Monzo Reviewed on: 15th January 2026

Much better than my previous bank

Much better than my previous bank and great instant access savings interest rates. Very easy to use app - so much better than my last bank. Reviewed on: 15th January 2026

I had a Zopa bank account from the start and have fo...

I had a Zopa bank account from the start and have found it to be full of really useful features like linking to my other bank accounts so I can do everything in one place. Reviewed on: 15th January 2026

I’ve had a great experience with this credit card co...

I’ve had a great experience with this credit card company. The application process was smooth, customer service is responsive and helpful, and everything is clearly explained. Managing my account is easy, and I feel well supported as a customer. Highly recommended.” Reviewed on: 15th January 2026

Easy to open account

Easy to open account and then it's easy to navigate around your account. Online chat easy to use too Reviewed on: 15th January 2026

excellent service

good experience . mobil app is excellent Reviewed on: 15th January 2026

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