Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Very competitive interest rate & cash back.

Very competitive interest rate & cash back. App very simple to use, to see pending interest & set up payments. Reviewed on: 16th January 2026

Very helpful for maximising savings and open banking.

Very helpful for maximising savings and open banking. The app gives great detail and flexible options for moving monies within Zopa/Buiscuit and to and from my other accounts. Reviewed on: 16th January 2026

It's very reliable in all ramifications, easy to ac...

It's very reliable in all ramifications, easy to access, high quality services, high interest rate, very fast in transaction, the best in today's banking. Reviewed on: 15th January 2026

Great rates and versatile app

Great rates and app makes. Moving money very easy. Can't wet biometrics which is annoying and yet to be fixed Reviewed on: 15th January 2026

Biscuit acc

Good service and ease of use ease of transfer Reviewed on: 15th January 2026

Great interest rates and good app user interface.

Great interest rates and good app user interface. Reviewed on: 15th January 2026

I have saved smarter with zopa

I have saved smarter with zopa also excellent credit card service Reviewed on: 15th January 2026

Really straightforward and positive

Really straightforward and positive Reviewed on: 15th January 2026

Seamless sign up

The sign up process is easy, the range of products is excellent, and the app is ready to use. Reviewed on: 15th January 2026

Good customer service, has a good annual rate for sa...

Good customer service, has a good annual rate for saving your money. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Basic Current Account
from Barclays 4.59 from 143 reviews
Current Account
from Algbra 3.93 from 2 reviews
Current Account
from ICICI Bank 4.12 from 2 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub