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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Everything you need in the App.

Everything you need in the App. clear information displayed and very simple to use. I have recommended two family members already. Reviewed on: 15th January 2026

Very easy to open account for a regular savers account

Very easy to open account for a regular savers account Reviewed on: 15th January 2026

Great app, excellent service, strong communication

Great app, excellent service, strong communication Reviewed on: 15th January 2026

Zopa have helped me to get a good credit rating agai...

Zopa have helped me to get a good credit rating again by offering affordable loans and a credit card when many other companies wouldn’t. Reviewed on: 15th January 2026

Good Interest rate

Has a good App, good interst rate for saving. Reviewed on: 15th January 2026

Zopa has been the first real financial organisation...

Zopa has been the first real financial organisation that has given me real opportunity to help make a difference to people’s lives. Being given opportunity to borrow and build savings. The availability of the funding has allowed me to make a difference to my childrens lives. My dsughter is in her first of university and has dtruggled with mental health the fibds have allowed me to go stay with her and support her to allow her to get on the right path to improve her mind body and soul Reviewed on: 15th January 2026

Great product and app.

Great product and app.So easy to bank with Zopa. The is simple and uncluttered. Reviewed on: 15th January 2026

Good account

Easy to manage and gives interest on balance Reviewed on: 15th January 2026

I like the user interface and find the app easy to use.

I like the user interface and find the app easy to use. The service is first class. Reviewed on: 15th January 2026

Amazing way of saving and budgeting

Amazing way of saving and budgeting Reviewed on: 15th January 2026

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