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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very competitive interest rate & cash back.

Very competitive interest rate & cash back. App very simple to use, to see pending interest & set up payments. Reviewed on: 16th January 2026

Very helpful for maximising savings and open banking.

Very helpful for maximising savings and open banking. The app gives great detail and flexible options for moving monies within Zopa/Buiscuit and to and from my other accounts. Reviewed on: 16th January 2026

It's very reliable in all ramifications, easy to ac...

It's very reliable in all ramifications, easy to access, high quality services, high interest rate, very fast in transaction, the best in today's banking. Reviewed on: 15th January 2026

Great rates and versatile app

Great rates and app makes. Moving money very easy. Can't wet biometrics which is annoying and yet to be fixed Reviewed on: 15th January 2026

Biscuit acc

Good service and ease of use ease of transfer Reviewed on: 15th January 2026

Great interest rates and good app user interface.

Great interest rates and good app user interface. Reviewed on: 15th January 2026

I have saved smarter with zopa

I have saved smarter with zopa also excellent credit card service Reviewed on: 15th January 2026

Really straightforward and positive

Really straightforward and positive Reviewed on: 15th January 2026

Seamless sign up

The sign up process is easy, the range of products is excellent, and the app is ready to use. Reviewed on: 15th January 2026

Good customer service, has a good annual rate for sa...

Good customer service, has a good annual rate for saving your money. Reviewed on: 15th January 2026

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