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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good experience good service

Very good experience good service Reviewed on: 16th January 2026

Excellent bank excellent savings rates and excell...

Excellent bank excellent savings rates and excellent app I’m a very happy customer Reviewed on: 16th January 2026

This account takes the biscuit

Really easy to open account. Great user friendly app. Easy to see everything easily. Reviewed on: 16th January 2026

Customer service is top notch..

Customer service is top notch and its the bank services that keep evolving with interesting investment models. Reviewed on: 16th January 2026

A new way of banking!

A new way of banking! Rewarded in different ways for using each aspect of Zopa's banking from current account interest, to incentives to move direct debits, to easy investing, and excellent savings rates, all within a very easy to use app. Reviewed on: 16th January 2026

Great Bank and so easy to use the app.

Great Bank and so easy to use the app. Reviewed on: 16th January 2026

Good and fast services and solving problems easily

It was good experience to open a Zopa credit card account Reviewed on: 16th January 2026

Zopa is breath of fresh air.

Zopa is breath of fresh air. The app is fantastic and you receive what they promise you, unlike other providers within the sector Reviewed on: 16th January 2026

Really pleased I switched to Zopa.

Really pleased I switched over to Zopa. Interest rates and cash back are fantastic I love the app its really bright and simple to use. Would recommend to my friends and family Reviewed on: 16th January 2026

Excellent service

Excellent service, efficient comms Reviewed on: 16th January 2026

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