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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Quick and easy!

Was really easy to set up and get an account. The app is easy to use, everything is clear. The savings pots are really useful, and it's great that it confirms if you have added enough each month to get the bonus, unlike other banks. I got a fraud alert and it was very quick and easy to get through to customer services on the phone and resolve the issue. Reviewed on: 16th January 2026

Excellent bank account 9

Excellent bank account , easy to use Reviewed on: 16th January 2026

Its so easy to set up and have several pots for life...

Its so easy to set up and have several pots for lifes little or big adventures Reviewed on: 16th January 2026

Easy to use app, good advice and informative

Easy to use app, good advice and informative Reviewed on: 16th January 2026

My experience with zopa has been great started off w...

My experience with zopa has been great started off with a credit card zopa is always patient with me to pay it back. I now have a savings account and bank account with zopa and really happy with the interest I receive every month Reviewed on: 16th January 2026

Easily done.

Easy to set up, navigate the App and transfer money. Reviewed on: 16th January 2026

Good money people

Very helpful with advice to keep the customer happy with there Banking Reviewed on: 16th January 2026

Good Account

I like the cashback feature, but was disappointed it was capped at £30 a year. It's good you earn interest on the account. Reviewed on: 16th January 2026

Simple use, Great rates

Easy to set up, Great app to manage money and great perks with interest and associated accounts Reviewed on: 16th January 2026

Foarte bun

Excellent și de ajutor transferuri rapide și ușor de mers pe aplicatie Reviewed on: 16th January 2026

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