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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I use the £200 credit from Zopa, and it’s helped me...

I use the £200 credit from Zopa, and it’s helped me manage my finances more comfortably when needed Reviewed on: 16th January 2026

Excellent bank many benefits with cashback on bills...

Excellent bank many benefits with cashback on bills and good savings rate Reviewed on: 16th January 2026

Very efficient service and great perks.

Very efficient service and great perks. Receiving interests on your current account and direct debits is excellent. The app is sleek is easy to use Reviewed on: 16th January 2026

Excellent customer service good value would recommen...

Excellent customer service good value would recommend it Reviewed on: 16th January 2026

Great bank and banking app .

Great bank and banking app . Fantastic products first class service Reviewed on: 16th January 2026

Great service with multiple perks

Great service with multiple perks that ultimately do what banks should but seldom do- provide effective ways to save money, from competitive interest rates to generous cash back. Reviewed on: 16th January 2026

Excellent, easy to understand advice available throu...

Excellent, easy to understand advice available through the zopa app, great interest rates and amazing customer service Reviewed on: 16th January 2026

10/10 from me

Having spent a considerable amount of time researching banks , I found ZOPA to be the best for me as in it gave the best rates and suited my needs … Reviewed on: 16th January 2026

Good account easy to manage and offers are good for...

Good account easy to manage and offers are good for investing and saving Reviewed on: 16th January 2026

Smarter investment is easier in the zopa

Smarter investment is easier in the zopa Reviewed on: 16th January 2026

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