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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Quick and easy!

Was really easy to set up and get an account. The app is easy to use, everything is clear. The savings pots are really useful, and it's great that it confirms if you have added enough each month to get the bonus, unlike other banks. I got a fraud alert and it was very quick and easy to get through to customer services on the phone and resolve the issue. Reviewed on: 16th January 2026

Excellent bank account 9

Excellent bank account , easy to use Reviewed on: 16th January 2026

Its so easy to set up and have several pots for life...

Its so easy to set up and have several pots for lifes little or big adventures Reviewed on: 16th January 2026

Easy to use app, good advice and informative

Easy to use app, good advice and informative Reviewed on: 16th January 2026

My experience with zopa has been great started off w...

My experience with zopa has been great started off with a credit card zopa is always patient with me to pay it back. I now have a savings account and bank account with zopa and really happy with the interest I receive every month Reviewed on: 16th January 2026

Easily done.

Easy to set up, navigate the App and transfer money. Reviewed on: 16th January 2026

Good money people

Very helpful with advice to keep the customer happy with there Banking Reviewed on: 16th January 2026

Good Account

I like the cashback feature, but was disappointed it was capped at £30 a year. It's good you earn interest on the account. Reviewed on: 16th January 2026

Simple use, Great rates

Easy to set up, Great app to manage money and great perks with interest and associated accounts Reviewed on: 16th January 2026

Foarte bun

Excellent și de ajutor transferuri rapide și ușor de mers pe aplicatie Reviewed on: 16th January 2026

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