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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great interest rates.

Great interest rates. The app is set out really well. I love the pots Reviewed on: 16th January 2026

Super easy set up

Very quick and easy to set up and really clear. Good app makes banking very easy. Amazing savings rate, and very easy to transfer money between accounts. Reviewed on: 16th January 2026

Ease of moving money between accounts Excellent inte...

Ease of moving money between accounts Excellent interest rates. Reviewed on: 16th January 2026

Easy to manage Eastransactions on the app, very ha...

Easy to open, quick transactions on the app, very happy with interest rates and information on regarding bonus interest and when I need to pair in etc Reviewed on: 16th January 2026

Saving rate

Very good regular saver. Also nice to see your interest added every day. Reviewed on: 16th January 2026

Great bank.

Great bank. Easy to use APP. Amazing interest rates. Reviewed on: 16th January 2026

Excellent service overall.

Excellent service overall. You make it easy to use the service via the app. Very use-friendly. Thank you Reviewed on: 16th January 2026

My favourite

So easy to use, no charges, upcoming payment reminders, great interest rates, what’s not to like! Reviewed on: 16th January 2026

Appears to be competitive saving rates.

Appears to be competitive saving rates. Easy to use app. Very happy so far. Reviewed on: 16th January 2026

Excellent.

Excellent. Zopa currently provide me with several financial products including the new Biscuit current account and each one is a refreshing new way to bank. I am extremely pleased. The app is so easy to use, account information is very clearly shown and the ease and speed of moving money between accounts and paying bills is like no other account I've used before. Reviewed on: 16th January 2026

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