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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

73% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good perks

Good perks with the account. Great that they give cashback on all direct debits and interest on current account balance. Was easy to switch direct debits, etc. Reviewed on: 15th January 2026

Fantastic Bank and high interest saving rate .

Fantastic Bank and high interest saving rate . They really helped me get my bills organised and paid on time Reviewed on: 15th January 2026

Happy customer and trusted bank

I became a ZOPA member early on and have been a happy customer ever since. The current account and the credit card are easy to manage and the bank simply inspires trust. Reviewed on: 15th January 2026

Flexible savings options!

Very flexible savings products and you are rewarded with preferential rates for saving with a current account in addition which I like. Reviewed on: 15th January 2026

Great experience great looking app. Easy to uses...

Great experience easy opening of accounts app is simple to use and looks great. Amazing savings rates and offers Reviewed on: 15th January 2026

Excellent products, great savings rates, first clas...

Excellent products, great savings rates, first class app Reviewed on: 15th January 2026

Good stuff in a tidy package

No problem signing up Excellent customer service. Happy to help and assist with all Banking queries Reviewed on: 15th January 2026

There App is brilliant.

There App is brilliant. Notifications for everything that happens with my account. Daily updates on interest earned on savings accounts. Reviewed on: 15th January 2026

Very easy to set up an account, I always prefer acco...

Very easy to set up an account, I always prefer accounts which can be set up online, not just through an app. Reviewed on: 15th January 2026

Easy to access, smart waves of savings, superb inter...

Easy to access, smart waves of savings, superb interest rates and incentives Reviewed on: 15th January 2026

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