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Zopa: Current account reviews

4.82
Based on 6,599 reviews, last reviewed 13th Aug 2026
99% decrease in 5 star reviews
in the past 90 days
67% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026
Jay's avatar
Jay

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

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Zopa Current account reviews (6599)

Easy to use app, great rates and plenty of savings...

5
Easy to use app, great rates and plenty of savings options Reviewed on: 15th January 2026

Excellent banking experience from day one.

5
Excellent banking experience from day one. Great 7.1% interest rate on savings account and 2% cashback on all direct debits. Reviewed on: 15th January 2026

Great online banking

5
Easy a.d safe to open the account. Very good rates of interest for small amount savers.. Every penny counts Reviewed on: 15th January 2026

Happy feet

5
Moving was so right..great layout easy nagate..love it. Reviewed on: 15th January 2026

No complaints at all and very fast handling queries

5
No complaints at all and very fast handling queries Reviewed on: 15th January 2026

I enjoy using my Zopa credit card

5
I enjoy using my Zopa credit card Reviewed on: 15th January 2026

Zoopa value for your money

4
Great to deal with easy access for the customer. Keeps prying eyes away. Easy to pay in at post office scanning of cheques revolutionary. Reviewed on: 15th January 2026

is better then other banks

5
It was easy open the acount and it is better then other account as well as the app. Reviewed on: 15th January 2026

Best bank ever

5
App so easy to use, offers tailored to me and followed through if I choose to accept, absolutely everything dealt with extremely promptly. I recommended to family members and all fed back a superb experience and are also extremely satisfied. Reviewed on: 15th January 2026

great product, supportive customer services

5
great product, supportive customer services Reviewed on: 15th January 2026

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