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Zopa: Current account reviews

4.94
Based on 5,766 reviews, last reviewed 2nd Mar 2026
273700% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very easy to use & very helpful customer... Very easy to use & very helpful customer services Reviewed on: 2nd March 2026
Patricia 's avatar
Patricia

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026
Saver's avatar
Saver

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5766)

Simple to do business with

5
Easy to set up accounts ,transfer money etc Reviewed on: 15th January 2026

My Zopa makes everything easy

5
My Zopa makes everything easy, there’s fast transfers, I’ve had an amazing experience speaking to the team too! Reviewed on: 15th January 2026

Excellent experience with Zopa from 2022..

5
From the very first experience with Zopa back in 2022 we have been impressed. The app is very easy to use, has continued to evolve with latest advances and more offerings and the additional benefits with their new Biscuit account are very welcome. Payments are instant. Reviewed on: 15th January 2026

Easy to use, excellent rates!

5
Very good app, rates and features - love it! Reviewed on: 15th January 2026

Easy to use app

5
Easy to set up accounts, app simple to use, great interest rates on savings Reviewed on: 15th January 2026

Brilliant so far, really pleased and highly recommend

5
Brilliant so far, really pleased and highly recommend Reviewed on: 15th January 2026

Real Savings

5
Extremely good interest rates and returns on direct debits. Reviewed on: 15th January 2026

Easy to access statements, good customer service

5
Easy to access statements, good customer service Reviewed on: 15th January 2026

Everything has gone very smooth so far and the regul...

5
Everything has gone very smooth so far and the regular saver has the best rate on the market Reviewed on: 15th January 2026

Zopa is amazing!

5
Zopa is amazing! I love how easy and effective the app is Reviewed on: 15th January 2026

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