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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very easy to open bank account and very good saving...

Very easy to open bank account and very good saving rate and get money back on my direct debits Reviewed on: 15th January 2026

Easy contact fab service, never had a issue

Easy contact fab service, never had a issue Reviewed on: 15th January 2026

Very easy understanding app very good customer service

Very easy understanding app very good customer service Reviewed on: 15th January 2026

High interest regular saver, money back on bills, qu...

High interest regular saver, money back on bills, quick response to queries Reviewed on: 15th January 2026

Zopa is really good.

Zopa is really good. The app is simple to use and the ability to link external accounts to manage all money in one place is really good. Reviewed on: 15th January 2026

Easy to open account and great interest rate.

Easy to open account and great interest rate. Reviewed on: 15th January 2026

Just all good, simple banking.

Just all good, simple banking. No fuss easy to access whenever. Not sure how I can say more. Reviewed on: 15th January 2026

Is very good

I really like it because it was easy to acquire a lot of help in the tight moments that we sometimes have and I recommend it because they are very smooth installments. Reviewed on: 15th January 2026

Very pleased with Zopa services.

Very pleased with Zopa services. Definitely recommend. Reviewed on: 15th January 2026

Brilliant and speedy service

Brilliant and speedy service highly recommended and great to deal with Reviewed on: 15th January 2026

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