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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

good bank overall

very good interest rate, app is easy to use. Reviewed on: 15th January 2026

Excellent interest rates.

Excellent interest rates. Simple App experience. Reviewed on: 15th January 2026

Juicy savings

Took some time to open an account and a couple of calls. Easy to navigate once working. Reviewed on: 15th January 2026

Zopa, modern way of banking.

Beautiful apps, cards (evem the card packaging) great feature and saving rates. Reviewed on: 15th January 2026

Really easy to use app for Zopa, some great savings...

Really easy to use app for Zopa, some great savings rates with regular saver and larger savings Reviewed on: 15th January 2026

They’re alright.

They’re alright. Credit card wise great Reviewed on: 15th January 2026

Easy to use App and Great Savings Rate

Easy to use App and Great Savings Rate Reviewed on: 15th January 2026

Easy to use great app u can message them straight b...

Easy to use great app u can message them straight back to u Reviewed on: 15th January 2026

5 star service

Having been a Zopa customer for years, always a professional service with good interests' rates for my savings Reviewed on: 15th January 2026

Ease of use of the App

Easy to use the app and good savings rates Reviewed on: 15th January 2026

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Alternative products

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from Santander 3.97 from 11 reviews
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from Bank of Ireland 4.44 from 15 reviews
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