Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Zopa has been an incredible banking platform, with e...

Zopa has been an incredible banking platform, with easy to use interface, great referral rewards program, and overall a wonderful bank to have an account with. Reviewed on: 15th January 2026

My review

Very good understanding company and very experienced in what they do they don’t chase you and let you get on with your life Reviewed on: 15th January 2026

So far good customer service

Joined Zopa at the middle of last year and I have had no issue. When I had issues with my bank card - they sorted out the problem instantly and sent me a replacement. I like the set up of the app. And the higher interest rate on their regular saver is amazing. My initial impressions have been exceeded. I’m unsure if the benefits will be repeated for regular customers - it would be a shame if they are not. Reviewed on: 15th January 2026

Easy to use and set up pots etc.

Easy to use and set up pots etc. Reviewed on: 15th January 2026

Good rates

Easy to open account very good rates so use account for savings and regular saver. Requires a lower pay in amount mothly than others to maintain higher rates Reviewed on: 15th January 2026

Keeps me well informed on all financial matters

Keeps me well informed on all financial matters Reviewed on: 15th January 2026

Great for saving

Haven’t explored much on the app features, but the interest rate is really good and it’s helping me save more without risk. Reviewed on: 15th January 2026

High interest rates and no fuss, easy to use.

High interest rates and no fuss, easy to use. Reviewed on: 15th January 2026

I found it very easy to move my money around.

I found it very easy to move my money around. I save and I get 7% interest rate on my savings. I found it very simple and easy to use for me as I am 56 years old and struggle with computers at times. Reviewed on: 15th January 2026

Super Zopa!

With interest rates plummeting I chose Zopa for its excellent rates and choice of accounts. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Bank Account
from HSBC 3.23 from 20 reviews
Current Account
from Smile Bank 4.07 from 111 reviews
Reward Silver Account
from NatWest 4.62 from 167 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub