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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Account was simple to open and communications are good.

Account was simple to open and communications are good. Apologies provide loans and credit card as well as different savings pots with excellent interest rates. Reviewed on: 15th January 2026

So glad I have found a bank which pays a decent amou...

So glad I have found a bank which pays a decent amount of interest and gives you incentive to save and to manage your money in different saw savings pots. Really pleased with the customer service and the app is intuitively fantastic. Thank you so much. Zopa Reviewed on: 15th January 2026

Easy to apply and open an account.

Easy to apply and open an account. Plus the savings rate is very good. Reviewed on: 15th January 2026

Biscuit Account

Quick and easy actions with excellent customer service Reviewed on: 15th January 2026

Easy to use!

Easy to use, good interface and no problems so far! Good interest rate as well. Can’t complain! Reviewed on: 15th January 2026

Zopa has been very good for me.

Zopa has been very good for me. It helps me manage my money more effectively to gain the highest income. Reviewed on: 15th January 2026

Excellent service provided customer service was exce...

Excellent service provided customer service was excellent Reviewed on: 15th January 2026

No problems

Zopa has a good range of products with decent interest rates and the app is very easy to navigate. No problem. Reviewed on: 15th January 2026

5 star efficiency, great app and very informative.

5 star efficiency, great app and very informative. Great incentives to bank with Zopa, have a credit card and bank account really enjoy the cashback on bills and ease of use. Reviewed on: 15th January 2026

Always informative and most importantly keep you inf...

Always informative and most importantly keep you informed of any changes, and, reasons why. Reviewed on: 15th January 2026

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