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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5763 reviews)

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4.94

Based on 5,763 reviews, last reviewed 2nd Mar 2026

273600% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ m quite happy with how easy it is to use the app. I’ m quite happy with how easy it is to use the app. Being able to have different pots to separate my saving is excellent. Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5763)

The basics and offers on savings pots are better now...

The basics and offers on savings pots are better now with incentive to get higher savings offers when paying in £500 each month, it encourages the right actions and behaviours, but the ISA rate is shockingly low. Reviewed on: 15th January 2026

Excellent

My experience has been very good. I’ve had no complaints about super so they top marks out of 10. Reviewed on: 15th January 2026

It has helped me to save money and earn money throug...

It has helped me to save money and earn money through cashback on bills Reviewed on: 15th January 2026

Got my car financed thru Zopa .

Got my car financed thru Zopa .. delighted with ser ice and also have a credit card Reviewed on: 15th January 2026

I find friendly easy to use .

I find friendly easy to use . They keep me constantly informed with all payments from the card. Reviewed on: 15th January 2026

Easy to deal with.

Easy to deal with. Excellent customer service . Easy yo understand app Reviewed on: 15th January 2026

Account review

Seamless and effortless online management of my account. Competitive interest rates with range of options. Regular electronic updates received on changes and available products Reviewed on: 15th January 2026

Great Bank

They have helped me to rebuild my credit I have had an excellent experience with this company Reviewed on: 15th January 2026

Zopa Biscuit is the only bank account that you need

Zopa bank has been the best bank account that I’ve owned. It’s full of smart features and the bonuses are great. Reviewed on: 15th January 2026

Very good costumer service very well performed in th...

Very good costumer service very well performed in their job Reviewed on: 15th January 2026

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