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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank account..

Easy to open account navigate website and good interest rates Reviewed on: 15th January 2026

Great banking app, excellent value and service.

Great banking app, excellent value and service. Easy to navigate and very efficient. Reviewed on: 15th January 2026

Very very good app.

Very very good app. Very quick deposit and balance. Good rates. Bank and credit card options Reviewed on: 15th January 2026

I was invited to give customer feedback and I was re...

I was invited to give customer feedback and I was rewarded pretty well so to me that shows that they care about customer service and improving on their service and products. Their interest rates have also been the best that I’ve seen online and it’s been a great place for me to store and save my money. Reviewed on: 15th January 2026

Easy to use app.

Easy to use app. Clear communication. Excellent interest rate and Cash back deals Reviewed on: 15th January 2026

A fantastic bank, easy to use app and interface.

A fantastic bank, easy to use app and interface. I got the enhanced savings rate and bonus for referring my parents. would definitely recommend Zopa! Reviewed on: 15th January 2026

Great bank and great app.

Great bank and great app. Class leading interest on savings. Will use biscuit to deposit my emergency fund Reviewed on: 15th January 2026

One of the best internet banks ,with cash back and h...

One of the best internet banks ,with cash back and high interest rates on savings accounts Reviewed on: 15th January 2026

Very smooth services and app it’s very easy to use a...

Very smooth services and app it’s very easy to use and understanding everything Reviewed on: 15th January 2026

A cut above the rest...

Always helpful, encouraging and advising... Reviewed on: 15th January 2026

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