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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great service.

Great service. Easy to join. Had no issues Reviewed on: 15th January 2026

Great account,

Easy to open account, help when you need it. Reviewed on: 15th January 2026

Great savings rates & easy to use app

They offer a competitive regular saver, and a limited time competitive easy access rate which is what attracted me to them as someone who wants to save. The app itself is well designed and easy to use. The ability to customise payee names is also fantastically useful for staying organised. Reviewed on: 15th January 2026

Excellent customer interface via App and easy to nav...

Excellent customer interface via App and easy to navigate. Information is clear and concise. Visual indicators are clear. Reviewed on: 15th January 2026

Just joined Zopa, fantastic interest rates

Just joined Zopa, fantastic interest rates Reviewed on: 15th January 2026

Zopa review

Just easy usable site, curious staff, and very helpful and knowledgeable. Reviewed on: 15th January 2026

Happy, helpful when I needed.

Happy, helpful when I needed. Zopa was the bank which helped me in many ways: credit card, debit account, loan. Reviewed on: 15th January 2026

A bit expensive on the percentage rate, but the serv...

A bit expensive on the percentage rate, but the service is good and the app is good. I’m quite happy. Reviewed on: 15th January 2026

Very positive up to now.

Very positive up to now. Happy with saving pots and management of Isas.I had to deal with a fraud issue and felt well supported Reviewed on: 15th January 2026

Easy, quick set up.

Easy, quick set up. User friendly. Instant update when money transferred. Highly competitive rates. Reviewed on: 15th January 2026

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