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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5761 reviews)

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4.94

Based on 5,761 reviews, last reviewed 2nd Mar 2026

273500% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Easy to use app, no problems at all and good... Easy to use app, no problems at all and good rates Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5761)

Best bank

Very good bank, easy to use,good customer service Reviewed on: 15th January 2026

Great Experience

My experience has been great actually, it works every time. no down time. never faced a single issue. Reviewed on: 15th January 2026

Customer service is excellent any issues are resolve...

Customer service is excellent any issues are resolved efficiently Reviewed on: 15th January 2026

Very happy with my current account.

Very happy with my current account. Disappointed that the savings rate went down 0.3% when the base rate went down 0.25. Reviewed on: 15th January 2026

Just an amazing easy bank account to have!

Just an amazing easy bank account to have!! I love it and i get cashback every month from my direct debits, which on its own is incredible!! Reviewed on: 15th January 2026

Great customer service and easy app to navigate

Great customer service and easy app to navigate Reviewed on: 15th January 2026

A great bank, highly recommend

Good rates, nice app, A very good customer service Reviewed on: 15th January 2026

"Early adopter at Zopa"

I was an early adopter at Zopa. I made some suggestions, in the spirit of continuous improvement, and - unlike any other bank in my experience (and I have used many banks!) - not only am I pleased to say that Zopa acted on them, but also made a modest 'thank you' goodwill payment. The best of the 'challenger banks' are showing the old 'high street' banks how banking should be done, and Zopa is right up there at the top - having knocked my previous favourite Starling into second place on the basis of much better interest rates. Reviewed on: 15th January 2026

CS excellent, easy to use app.

CS excellent, easy to use app. Communication excellent Reviewed on: 15th January 2026

Zopa is good

Been with Zopa for ages now. Interest rate is VERY competitive. Have recommended previously also. Reviewed on: 15th January 2026

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