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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Great service.

Great service. Easy to join. Had no issues Reviewed on: 15th January 2026

Great account,

Easy to open account, help when you need it. Reviewed on: 15th January 2026

Great savings rates & easy to use app

They offer a competitive regular saver, and a limited time competitive easy access rate which is what attracted me to them as someone who wants to save. The app itself is well designed and easy to use. The ability to customise payee names is also fantastically useful for staying organised. Reviewed on: 15th January 2026

Excellent customer interface via App and easy to nav...

Excellent customer interface via App and easy to navigate. Information is clear and concise. Visual indicators are clear. Reviewed on: 15th January 2026

Just joined Zopa, fantastic interest rates

Just joined Zopa, fantastic interest rates Reviewed on: 15th January 2026

Zopa review

Just easy usable site, curious staff, and very helpful and knowledgeable. Reviewed on: 15th January 2026

Happy, helpful when I needed.

Happy, helpful when I needed. Zopa was the bank which helped me in many ways: credit card, debit account, loan. Reviewed on: 15th January 2026

A bit expensive on the percentage rate, but the serv...

A bit expensive on the percentage rate, but the service is good and the app is good. I’m quite happy. Reviewed on: 15th January 2026

Very positive up to now.

Very positive up to now. Happy with saving pots and management of Isas.I had to deal with a fraud issue and felt well supported Reviewed on: 15th January 2026

Easy, quick set up.

Easy, quick set up. User friendly. Instant update when money transferred. Highly competitive rates. Reviewed on: 15th January 2026

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