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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

70% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very good service and easy to banking with this bank

Very good service and easy to banking with this bank Reviewed on: 15th January 2026

Great experience with Zopa, kept updated.

Great experience with Zopa, kept updated very regular. Interest rates best around. Reviewed on: 15th January 2026

A Superb Bank

A superb bank offering excellent rates of interest Reviewed on: 15th January 2026

Zopa is a superb bank everything made easy using the...

Zopa is a superb bank everything made easy using the app Reviewed on: 15th January 2026

A breath of fresh air

Zopa is quick responsive and very helpful, and is always willing to offer products wherever it can. A breath of fresh air in the financial services space. Reviewed on: 15th January 2026

Easy to apply for and easy to manage the account in...

Easy to apply for and easy to manage the account in the app. It would be great if the functionality is also provided in online banking. Reviewed on: 15th January 2026

10 out of 10 for Zopa from me

I continue to sing your praises to family and friends. I love the fact I can see my accumulated interest on a daily basis- it encourages me to save more! I had to ring customer services recently as a payment I made had been blocked - this was to protect my money. A quick conversation with a super helpful customer service rep (Lydia?) and it was all sorted. Ten out of 10 from me. Reviewed on: 15th January 2026

Quick and easy to set up and interest rates are fant...

Quick and easy to set up and interest rates are fantastic Reviewed on: 15th January 2026

Very easy to join, app is brilliant, easy to navigat...

Very easy to join, app is brilliant, easy to navigate with great interest rates Reviewed on: 15th January 2026

Good rate.

Good rate. And app is easy tibyse Reviewed on: 15th January 2026

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