Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5763 reviews)

View other Zopa products

4.94

Based on 5,763 reviews, last reviewed 2nd Mar 2026

273600% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I’ m quite happy with how easy it is to use the app. I’ m quite happy with how easy it is to use the app. Being able to have different pots to separate my saving is excellent. Reviewed on: 2nd March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (5763)

Always quick to respond to any queries I have and a...

Always quick to respond to any queries I have and a great choice of different accounts to invest in Reviewed on: 15th January 2026

Excellent savings accounts

I have not needed customer service so I have no experience. The savings accounts and bank account are excellent. Savings pots especially are easy to set up and makes life so much easier when saving for specific items Reviewed on: 15th January 2026

Great accounts and offers

With what I have I'm happy with the accounts Reviewed on: 15th January 2026

Really helpful in providing products and supporting...

Really helpful in providing products and supporting managing money Reviewed on: 15th January 2026

Biscuit has been very helpful and it is very good ex...

Biscuit has been very helpful and it is very good experience have no bother using it. It was very good. Reviewed on: 15th January 2026

Always very efficient & love the app

Always very efficient & love the app Reviewed on: 15th January 2026

Zopa - my favourite current account!

I’ve been with Zopa for a few years now, for saving, so when they introduced a current account I was happy to open one! It pays 2% cash back on my utility bills (up to £30), 2% interest and when I fund it every month I receive 4.45% interest in my easy access saving pots. It’s a win win win account! Reviewed on: 15th January 2026

The savings pots make it easy to manage my money.

The savings pots make it easy to manage my money. The regular saver with 7.10% AER is a game changer for building my emergency fund, and is the best rate I've found. I love how it connect to my main bank account to make money transfer simple and easy. Reviewed on: 15th January 2026

Easy to use app and great products.

Easy to use app and great products. Account applications simple to complete and really good interest rates on saving account. Loan processes straightforward Reviewed on: 15th January 2026

Easy to use and manage.

Easy to use and manage. Being online, I can access whenever and wherever I want (subject to mobile phone signal of course!) so everyday banking is so easy. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Card One Money 3.13 from 4 reviews
Graduate Current Account
from Bank of Ireland 0.00 from 0 reviews
Current account
from Weatherbys Private Bank 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1454 reviews
Smart Saver
from Zopa 4.94 from 7494 reviews
Personal loan
from Zopa 4.94 from 67287 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub