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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank account and customer service - certainly...

Great bank account and customer service - certainly recommend to friends & family Reviewed on: 15th January 2026

Really good bank with extra helpful features

Zopa was really easy to set up and to use even during the beta phase. I love that I can have separate pits for separate savings goals, makes looking after my money so much easier Reviewed on: 15th January 2026

Banking at its best

Love the app. Love the ease. Love how they do everything. Easy and transparent. Banking at its best! Reviewed on: 15th January 2026

Good value and interest and so easy to short out and...

Good value and interest and so easy to short out and account Reviewed on: 15th January 2026

Great banking app recommend to loads of people

Great banking app recommend to loads of people Reviewed on: 15th January 2026

So pleased that I found Zopa.

So pleased that I found Zopa. Really easy to open an account online took minutes! Love that I can see how much interest my money is earning and find this really encourages me to keep adding and not withdrawing from my pots. Really easy to move funds into my biscuit account and around in my saving pots. Have recommended Zopa to several friends and Family Reviewed on: 15th January 2026

Im amazed how much Zopa has improved especially on t...

Im amazed how much Zopa has improved especially on the technical side such as how you can move your money around and now AI availabe being able to use the voice command brilliant and to add the speed of the system and everything looks crisp. I say 'well done' Zopa. Reviewed on: 15th January 2026

All ok. Interest rates good.

All ok. Good interest rates. Website is ok Reviewed on: 15th January 2026

Very good rates and easy to use.

Very good rates and easy to use. Reviewed on: 15th January 2026

Good interest on savings account

7.1% on savings account highest rate I could find Reviewed on: 15th January 2026

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