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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service & competitive rates

Excellent service & competitive rates Reviewed on: 15th January 2026

Very successful company and helpful

Very successful and very helpful Reviewed on: 15th January 2026

Zopa accounts are great

Zopa accounts are great. Easy to set up, make transfers and view accounts quickly and efficiently. I have recommended to family and friends who have now also set up accounts. Reviewed on: 15th January 2026

Fantastic accounts and great interest

Fantastic selection of accounts with multiple options to save and gain decent interest on current and savings accounts Reviewed on: 15th January 2026

ZOPA accounts

ZOPA very easy to deal with, smooth process Reviewed on: 15th January 2026

Simple to setup and use and great additional regular...

Simple to setup and use and great additional regular saver account as well Reviewed on: 15th January 2026

Zopa accounts

Zopa provide excellent savings rate and good customer service. Transferring money between accounts is easy and quick with an easy to use app. They have various accounts to sui all needs depending what you are saving for. Reviewed on: 15th January 2026

Zopa has to be one of the best UK current accounts.

One of the best UK current accounts. Interest on current account (2%), casback on bills and one of the highest interest for regular savers. Reviewed on: 15th January 2026

It was really easy to open an account

It was really easy to open an account Reviewed on: 15th January 2026

Effortless

Just so easy to set up and use. Cash back is great, as are the saving pots Reviewed on: 15th January 2026

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