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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5659 reviews)

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4.94

Based on 5,659 reviews, last reviewed 25th Feb 2026

268800% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Great disruptor to established Banks Very easy to open accounts. User friendly app. Exchange interest rates on accounts. Cash back on direct debits. Reviewed on: 25th February 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5659)

Easy to use and trustworthy and good value for money...

Easy to use and trustworthy and good value for money Reviewed on: 15th January 2026

Very helpful and professional in their approach to c...

Very helpful and professional in their approach to customer needs. Reviewed on: 15th January 2026

I found the account easy to open and very easy to use.

I found the account easy to open and very easy to use. You offer good interest rates enabling savings to grow. Reviewed on: 15th January 2026

Very friendly and very helpful a five star bank wou...

Very friendly and very helpful a five star bank would recommend them to anyone Been with them for a while now been with another bank for 17 years wish I could have been with Zopa all that time ago Reviewed on: 15th January 2026

Excellent online banking.

Excellent online banking. Easy to use. Savings account interest very good Reviewed on: 15th January 2026

Great online banking very professional and easy to u...

Great online banking very professional and easy to understand is would highly recommend zopa Reviewed on: 15th January 2026

Excellent every way , never a problem so easy to...

Excellent in every way , never a problem so easy to use Reviewed on: 15th January 2026

Just a Great Bank to deal with.

With a Current account, credit card, Savings accounts, and a loan (now paid off) ZOPA have been amazing. Always understanding to your needs and easy to deal with. Great App too. Reviewed on: 15th January 2026

Amazing - love all the features how they work togeth...

Amazing - love all the features how they work together from account to accounts Reviewed on: 15th January 2026

They Are a great bank, there app have loads of featu...

They Are a great bank, there app have loads of features. they were able to help me when no one else could Reviewed on: 15th January 2026

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