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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best choice I made to move to Zopa

Clear and transparent with easy access and very easy to understand. Good savings rates and always someone to talk to. Absolutely brilliant bank Reviewed on: 15th January 2026

Excellent, have no complaints.

Excellent, have no complaints. Highly recommended. Reviewed on: 15th January 2026

Great products, great service, looking forward to se...

Great products, great service, looking forward to seeing what comes next Reviewed on: 15th January 2026

Easy to use app, great service.

Easy to use app, great service. Great rates of interest. Reviewed on: 15th January 2026

Excellent interest rates, key app functionality missing

Setting up a new account is straightforward. The interest rates are very competitive and paying interest on current account is excellent. The app is reasonably user friendly. Unfortunately it is not possible to schedule advance and regular payments from my savings account to my current account. If this functionality were present I would be an extremely happy customer and rate 5-* throughout. Being unable to do this means my day to day financial management requires a lot of manual intervention. Reviewed on: 15th January 2026

Good proffessional service from all at Zopa.

Good proffessional service from all at Zopa. 1st class products. Can not find any faults what so ever. A great little Bank' Reviewed on: 15th January 2026

An Easy Choice

Have used Zopa since 2023, its the first name I mention when recommending accounts to others. i’ve moved my current account over to them as well as my savings as they have the highest rates on the market! Reviewed on: 15th January 2026

Great Account.

A great account easy to open with many cash saving benefits Reviewed on: 15th January 2026

Easy to use, top interest rates.

Easy to use, top interest rates. Good communication, attractive app. Reviewed on: 15th January 2026

Best bank account ever!

Great account, easy to use App. Great products available. Reviewed on: 15th January 2026

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