Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Very easy to setup an account, good perks

Very easy to setup an account, good current account perks including interest and cashback. Banking app is easy to use and glitch-free. Reviewed on: 15th January 2026

Easy to use no hassle and great service

Easy to use no hassle and great service Reviewed on: 15th January 2026

Excellent customer service and great customer journey.

Excellent customer service and great customer journey. The service was prompt Reviewed on: 15th January 2026

Very high savings intrest rates, very easy to naviga...

Very high savings intrest rates, very easy to navigate mobile app. Quick and easy to setup new accounts and get great intrest rates. Reviewed on: 15th January 2026

Great experience, good interest and earning cashbac...

Great experience, good interest and earning cashback on direct debit Reviewed on: 15th January 2026

Customers service is very good with quick and qualit...

Customers service is very good with quick and quality response. Good interest rates and also trustworthy. Reviewed on: 15th January 2026

Excellent service.

Excellent service. App very easy to use. Great interest rates plus cashback off all your direct debits Reviewed on: 15th January 2026

I wanted a modern, flexible and reliable new bank ac...

I wanted a modern, flexible and reliable new bank account, that would give me easy daily access and also interest on savings. Setting up was quick and stress- free. The app is user friendly and one can check balances, spending etc in 30 secs. A win win all the way! It takes the biscuit! Reviewed on: 15th January 2026

Good to build your score up.

Good to build your score up. Good app Reviewed on: 15th January 2026

Easy to navigate app and set up, clear information a...

Easy to navigate app and set up, clear information and guidance. Know exactly were you are and can see your money growing daily. Lots of good offers Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Weatherbys Private Bank 0.00 from 0 reviews
Current accounts
from Zempler Bank 4.86 from 8126 reviews
Reward current account
from Halifax 4.41 from 203 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44343 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub