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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Very easy to setup an account, good perks

Very easy to setup an account, good current account perks including interest and cashback. Banking app is easy to use and glitch-free. Reviewed on: 15th January 2026

Easy to use no hassle and great service

Easy to use no hassle and great service Reviewed on: 15th January 2026

Excellent customer service and great customer journey.

Excellent customer service and great customer journey. The service was prompt Reviewed on: 15th January 2026

Very high savings intrest rates, very easy to naviga...

Very high savings intrest rates, very easy to navigate mobile app. Quick and easy to setup new accounts and get great intrest rates. Reviewed on: 15th January 2026

Great experience, good interest and earning cashbac...

Great experience, good interest and earning cashback on direct debit Reviewed on: 15th January 2026

Customers service is very good with quick and qualit...

Customers service is very good with quick and quality response. Good interest rates and also trustworthy. Reviewed on: 15th January 2026

Excellent service.

Excellent service. App very easy to use. Great interest rates plus cashback off all your direct debits Reviewed on: 15th January 2026

I wanted a modern, flexible and reliable new bank ac...

I wanted a modern, flexible and reliable new bank account, that would give me easy daily access and also interest on savings. Setting up was quick and stress- free. The app is user friendly and one can check balances, spending etc in 30 secs. A win win all the way! It takes the biscuit! Reviewed on: 15th January 2026

Good to build your score up.

Good to build your score up. Good app Reviewed on: 15th January 2026

Easy to navigate app and set up, clear information a...

Easy to navigate app and set up, clear information and guidance. Know exactly were you are and can see your money growing daily. Lots of good offers Reviewed on: 15th January 2026

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