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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

It's my rainy day account

I use it as a spare account if & when I have some left over money I put it in there for a rainy day x Reviewed on: 15th January 2026

Been very good so far, glad I found this bank.

Been very good so far. Taking on the big boys and letting myself as a customer know what's gong on, and more and more companies are accepting Zopa with bank transfer etc. Reviewed on: 15th January 2026

Solid banking app with great savings interest rates

The 7.1% savings attracted me but I’ve found the app to be user friendly, with great layout for figuring out exactly where money is and what interest is to be paid. I’ve not received a DD cashback payment yet so I’m waiting on that. Apart from that, really happy. Shared my referral link around happily. Reviewed on: 15th January 2026

Easy of use and great interest rates

Easy of use and great interest rates Reviewed on: 15th January 2026

Great Cashback benefits. Earn even when spending

I use zopa , mainly due to the cashback benefits on my salary and even direct debits , which helps me to earn even when I'm spending. Easy to use interface and can manage all bank accounts in one place. Reviewed on: 15th January 2026

Very easy set up.

Very easy set up. Outstanding communication Reviewed on: 15th January 2026

Great app

Easy to set up, all my bank accounts in one place. Great to see how my seperate savings accounts are earning interest. Reviewed on: 15th January 2026

Easy banking.

Easy banking. Very good communication. You know where your money is going. You get a little bit from the money you put in, might be little but it all adds up. There are other option products if you want your money to grow. Reviewed on: 15th January 2026

the best bank around

fantastic service when you call them they are always so helpful and nothing is to much bother Reviewed on: 15th January 2026

Superb bank knocks the legacy banks for six

Zoopa offers the most competitive rates on the market.A great current account and superb savings accounts.It was easy to join and setup. Far better than my old.high st bank, it's like a breath of fresh air. Reviewed on: 15th January 2026

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