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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Very pleasant experience

I had a very good experience with my first loan. The process was smooth and clear, and everything was explained well. They also offer good savings interest rates, and the app is easy to use and well designed. Overall, a very positive experience. Reviewed on: 15th January 2026

Great company who are really filling a gap left by t...

Great company who are really filling a gap left by traditional banking! Highly recommended! I needed a back up account and Zopa were perffect for my needs. A real no nonsense company with a great app and great customer service! Reviewed on: 15th January 2026

Great Customer Service

The staff are so polite and emphatic to customers and the customers needs. The staff are knowledgeable and very caring. Nothing seem to much for them. Reviewed on: 15th January 2026

Makes life easy

Easy to use app,great value, good service Reviewed on: 15th January 2026

Quick and friendly service.

Quick and friendly service. Easy to use Reviewed on: 15th January 2026

Excellent account

Intuitive and reliable service tha I’ve come to rely on. Reviewed on: 15th January 2026

Great little account

Quick set up, app is great and easy to use. Notifications/reminders are really good too. Gives a feeling if being more in control. Reviewed on: 15th January 2026

You are a fantastic thank you so much

You are a fantastic thank you so much Reviewed on: 15th January 2026

Simple easy to use

Simple easy to use and offers great rates of interest. Reviewed on: 15th January 2026

I have been very happy with Zopa!

I have been very happy with Zopa! I would definitely reccomend! Reviewed on: 15th January 2026

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