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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

It’s all really good!

It’s all good! All aspects of service are fast and efficient every time!!! Reviewed on: 15th January 2026

Exciting and progressive bank

I joined Zopa when it started first as a Peer to Peer lender and have stayed with the company as it has progressed to become a very exciting and progressive bank. I have a current account and numerous biscuit accounts which are helpful to earmark funds for different reasons Reviewed on: 15th January 2026

Its easy moving money around with other account just...

Its easy moving money around with other account just a click Reviewed on: 15th January 2026

Easy to contact.

Easy to contact. Very helpful . They have a limit on how much you can borrow which is good. Stops you spending more than you earn Reviewed on: 15th January 2026

I have nothing but great experience with zopa.

I have nothing but great experience with zopa. Everything is good and the service is great. Would recommend anyone to join this wonderful team Reviewed on: 15th January 2026

First joining Zopa

From first joining Zopa I have found no problems with there service Reviewed on: 15th January 2026

The App is easy to use.

I like the pots of money and the App is easy to use. Their Biscuit account pays interest too. Reviewed on: 15th January 2026

Happy with my account

Easy account to manage. Good interest rate Reviewed on: 15th January 2026

Zopa Outstanding.

Really an outstanding and fair Bank. Takes everything into consideration and decides what’s best for customers. Reviewed on: 15th January 2026

an amazing card

I applied for a Zopa card and was accepted straight away and it arrived in time and I also found out about the biscuit account and the smart savings hub. more reasons to go with this card and the rates are good too. I got a good starting limit and I look forward to an increase in time. Reviewed on: 15th January 2026

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