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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

It’s all really good!

It’s all good! All aspects of service are fast and efficient every time!!! Reviewed on: 15th January 2026

Exciting and progressive bank

I joined Zopa when it started first as a Peer to Peer lender and have stayed with the company as it has progressed to become a very exciting and progressive bank. I have a current account and numerous biscuit accounts which are helpful to earmark funds for different reasons Reviewed on: 15th January 2026

Its easy moving money around with other account just...

Its easy moving money around with other account just a click Reviewed on: 15th January 2026

Easy to contact.

Easy to contact. Very helpful . They have a limit on how much you can borrow which is good. Stops you spending more than you earn Reviewed on: 15th January 2026

I have nothing but great experience with zopa.

I have nothing but great experience with zopa. Everything is good and the service is great. Would recommend anyone to join this wonderful team Reviewed on: 15th January 2026

First joining Zopa

From first joining Zopa I have found no problems with there service Reviewed on: 15th January 2026

The App is easy to use.

I like the pots of money and the App is easy to use. Their Biscuit account pays interest too. Reviewed on: 15th January 2026

Happy with my account

Easy account to manage. Good interest rate Reviewed on: 15th January 2026

Zopa Outstanding.

Really an outstanding and fair Bank. Takes everything into consideration and decides what’s best for customers. Reviewed on: 15th January 2026

an amazing card

I applied for a Zopa card and was accepted straight away and it arrived in time and I also found out about the biscuit account and the smart savings hub. more reasons to go with this card and the rates are good too. I got a good starting limit and I look forward to an increase in time. Reviewed on: 15th January 2026

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