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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

easy online access,good interest rates on all deposits

easy online access,good interest rates on all deposits Reviewed on: 15th January 2026

Banking how it should be done

All of my interactions with Zopa have been straightforward and without hassle. For me they have been brilliant and reliable. I have had loans, got the current account and a savings account. It reminds me very much of what personal banking used to be like. Reviewed on: 15th January 2026

i moved to zopa as my account was always getting fra...

i moved to zopa as my account was always getting fraud and theyve been amazing Reviewed on: 15th January 2026

Great interest rates, easy to use app .

Zopa has provided great interest rates for my savings. I have moved most of my savings to Zopa now. Its easy to use and gives a concise summary of my money with them. Reviewed on: 15th January 2026

Excellent service, brilliant app, and very good inte...

Excellent service, brilliant app, and very good interest rates. Reviewed on: 15th January 2026

Great Account

Easy to set up,great features, competitive, kept informed at all times,instant transfers between accounts.A fun way of keeping a bank account. The app is straightforward and easy to negotiate. Reviewed on: 15th January 2026

Good monthly saving account 7.

Good monthly saving account 7.1easy access account is not as good as some others Reviewed on: 15th January 2026

Easy to navigate the app & the account has everythin...

Easy to navigate the app & the account has everything I need, moving money to pay my credit card is just a couple of taps & I know my bill is covered without any hassle or stress. Reviewed on: 15th January 2026

Swiftly resolved issue with credit card fraud!

I had issues with identity theft and Zopa were amazing. In the end it cost me nothing. Reviewed on: 15th January 2026

Nice easy banking app.

Nice easy banking app. Simple to move money between accounts and good intrest rates. Reviewed on: 15th January 2026

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