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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

I have had a pleasant experience with Zopa.

I have had a pleasant experience with Zopa. Reviewed on: 15th January 2026

Great bank

I have been with Zopa for just over a year, their account is easy to access and easy to manage my accounts, have made a nice amount of interest too Reviewed on: 15th January 2026

Zopa best returns

Good value for money, you keep you money yet get returns Reviewed on: 15th January 2026

Fantastic service.

Fantastic service. Everything i need in a bank account. Reviewed on: 15th January 2026

Easy to Use

Love the savings pots and the app is easy to navigate too Reviewed on: 15th January 2026

Zopa proving to be a competitor in the banking market.

Linking of accounts is straightforward and transfers and payments similarly so with reminders and alerts when regular payments are upcoming. Also the 2% interest is a bonus as well as cashback on direct debits. Reviewed on: 15th January 2026

easy to use

easy to use and navigate , app is straightforward Reviewed on: 15th January 2026

Extremely easy to use app.

Extremely easy to use app. Easy to transfer money in or out. Digital debit card in addition to a physical one. Reviewed on: 15th January 2026

Amazing experience so far.

Amazing experience so far. I love the app including the voice recognition to send money Reviewed on: 15th January 2026

I know the app from a friend.

I know the app from a friend. It offers great interest rates! I love the app as how easy it is to deposit into savings accounts. It also connects with your other bank accounts which makes it easier to transfer money. Reviewed on: 15th January 2026

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