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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent bank with a lot of amazing features.

Excellent bank with a lot of amazing features. Customer care is on point with kind assistance and fast Reviewed on: 15th January 2026

It is a delight to use Zopa.

It is a delight to use Zopa. I thought First Direct was pretty good but Zopa really does take the biscuit. Reviewed on: 15th January 2026

One of the best interest rates for savings and curre...

One of the best interest rates for savings and current account. Reviewed on: 15th January 2026

Great service and really good interest rates on savi...

Great service and really good interest rates on savings and even on my current account. Really helpful notifications about upcoming payments which help me optimise the balance between my current and savings accounts Reviewed on: 15th January 2026

Customer service is very good.

Customer service is very good.They seem to go the extra mile to assist customers. Value for money compared to other banks. Reviewed on: 15th January 2026

Easy to apply, good customer service.

Easy to apply, good customer service... Reviewed on: 15th January 2026

I am very happy with the services provided by Zopa.

I am very happy with the services provided by Zopa. Zopa current’s account offers benefits such as 2% AER on money deposited into the account and 2% cash back on bill payments. You can add, move and send money easily. It has integrated a system which allows to make a voice instruction to make payments instead of manually making the payment. Reviewed on: 15th January 2026

Help with my loan for my car, I’ve had no...

Help with my loan for my car, I’ve had no problems Reviewed on: 15th January 2026

Value for your money

Simple. Clear and great interest rates. Reviewed on: 15th January 2026

Best bank ever,

It’s good, Giving huge returns on my saving Reviewed on: 15th January 2026

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