Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Poorly explained product

Poorly explained product and difficult to understand Reviewed on: 15th January 2026

Zopa is a great new bank

Zopa is a great new bank offering loads of opportunities to work with your money. Reviewed on: 15th January 2026

Very user friendly app.

Very user friendly app. Zopa also gives a better interest rate on the current account than most other banks. Reviewed on: 15th January 2026

Genuinely a great card and service

Genuinely a great card and service Reviewed on: 15th January 2026

App is excellent and immediately you use your card y...

App is excellent and immediately you use your card you are informed Reviewed on: 15th January 2026

The app is very easy to Zopa Appaccess and use.

The app is very easy to access and use. Reviewed on: 15th January 2026

The account was very easy to open, has good interest...

The account was very easy to open, has good interest rates and the app makes it very easy to access and use. Reviewed on: 15th January 2026

Very good interest rate.

Very good interest rate. It beats all others Reviewed on: 15th January 2026

Never had a problem with Zopa since joined

Never had a problem with Zopa since joined Reviewed on: 15th January 2026

Since I found out about Zopas savings rates I quickl...

Since I found out about Zopas savings rates I quickly jumped to them. Great rates. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from The Co-operative Bank 4.07 from 428 reviews
Classic Account
from Lloyds Bank 4.03 from 796 reviews
Current Account
from Smile Bank 4.07 from 111 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub