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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5717 reviews)

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4.94

Based on 5,717 reviews, last reviewed 27th Feb 2026

271400% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good company, good service. Good company, good service. Easy to apply, to use the app Reviewed on: 27th February 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5717)

Easy to understand, great savings rates

Very easy and straight forward process, and any time contacting the teams they are very helpful. And much better interest rates on savings. Reviewed on: 15th January 2026

Reliable, Competitive Banking

I’ve been using the Zopa banking app for a while now, and overall, it’s a solid and reliable choice. While the app itself is pretty standard, one of the standout features is the beta AI capability. It allows you to initiate transfers between accounts and even from other providers, just by using voice commands. It’s definitely a unique feature, even if I don’t use it frequently. In terms of insights, the app doesn’t provide any detailed spending analytics, but it serves well as a straightforward banking app. The interest rates are definitely one of the biggest selling points for me. Reviewed on: 15th January 2026

Easy to set up and great support

I've had loans, set up savings accounts and now have a current account with Zopa. Setting these up couldn't have been easier and any support I've needed has been superb. The interest rates they offer are extremely competitive too. Reviewed on: 15th January 2026

Easy to set up accounts,(3 ) customer service very good

Easy to set up accounts,(3 ) customer service very good Reviewed on: 15th January 2026

Great Bank

It was quick and easy setting up my account and savings. I am always informed about how to save more efficiently. The app is clear and easy to use. Reviewed on: 15th January 2026

Very easy to use

Very easy to use the website and app Reviewed on: 15th January 2026

East to use. Good rates

East to use. Excellent app. Good interest rates. Reviewed on: 15th January 2026

Versus other bank account this was easy to do open...

Versus other bank account this was easy to do open Reviewed on: 15th January 2026

Have been using Zopa for a year.

Have been using Zopa for a year. Satisfactory services. Reviewed on: 15th January 2026

No nonsense service

No nonsense service taking into consideration people’s personal circumstances without judgment. Exactly what everyone needs. A useful uncomplicated app allows one to manage their account is provided. Without doubt one of the better companies to do business with. Reviewed on: 15th January 2026

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