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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent service and interest rates.

Excellent service and interest rates. Reviewed on: 15th January 2026

Great service

Great service great card helps out till payday Reviewed on: 15th January 2026

It was extremely easy to open the current account in...

It was extremely easy to open the current account in the app, and I like the way they have various "pots" for other accounts to transfer to and from. The app is very easy to navigate. Reviewed on: 15th January 2026

Account was opened with no issues, everything went s...

Account was opened with no issues, everything went smoothly - never had such a simple process ready Reviewed on: 15th January 2026

Very good communication with the staff

Very good communication with the staff Reviewed on: 15th January 2026

Excellent bank

Excellent bank & app very easy to navigate Reviewed on: 15th January 2026

It's been a great experience so far.

It's been a great experience so far. One of the highest interest rates on easy access savings that I could find and very easy to navigate the app. I've recommended this bank to lots of friends and can't recommend it enough. Reviewed on: 15th January 2026

Can’t fault Zopa.

Can’t fault Zopa. I’ve really enjoyed banking with them to date. The interest rates are competitive and the Cashback is 2nd to none. Very much recommended. Reviewed on: 15th January 2026

Easy to open, simple to yse

Opening a Zopa account has been so simple, it's easy to transfer money from my linked accounts and the app makes managing my money stress free Reviewed on: 15th January 2026

Very easy savings account with great value

It was very simple to download the app and set up the account on line. The savings rates were excellent compared to what was on offer elsewhere and the information from Zopa has been clear and prompt. Reviewed on: 15th January 2026

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