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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Poorly explained product

Poorly explained product and difficult to understand Reviewed on: 15th January 2026

Zopa is a great new bank

Zopa is a great new bank offering loads of opportunities to work with your money. Reviewed on: 15th January 2026

Very user friendly app.

Very user friendly app. Zopa also gives a better interest rate on the current account than most other banks. Reviewed on: 15th January 2026

Genuinely a great card and service

Genuinely a great card and service Reviewed on: 15th January 2026

App is excellent and immediately you use your card y...

App is excellent and immediately you use your card you are informed Reviewed on: 15th January 2026

The app is very easy to Zopa Appaccess and use.

The app is very easy to access and use. Reviewed on: 15th January 2026

The account was very easy to open, has good interest...

The account was very easy to open, has good interest rates and the app makes it very easy to access and use. Reviewed on: 15th January 2026

Very good interest rate.

Very good interest rate. It beats all others Reviewed on: 15th January 2026

Never had a problem with Zopa since joined

Never had a problem with Zopa since joined Reviewed on: 15th January 2026

Since I found out about Zopas savings rates I quickl...

Since I found out about Zopas savings rates I quickly jumped to them. Great rates. Reviewed on: 15th January 2026

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