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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

63% decrease in 5 star reviews

in the past 90 days

64% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Zope has diversity

Zope has diverse portofolios/services, excellent rates and excellent support. Reviewed on: 15th January 2026

Zopa bank has been an absolute breath of fresh air f...

Zopa bank has been an absolute breath of fresh air for me as somebody who struggles with my finances. This banking app provides everything I need. The customer service is also prompt efficient and they treat you as a person and with compassion. Reviewed on: 15th January 2026

Very good bank and savings account, very simple and...

Very good bank and savings account, very simple and effective layout of app and user friendly. Wouldn’t use any other service. Reviewed on: 15th January 2026

Best Banking experience.

I found out about Zopa Biscuit via my Zopa credit card account and honestly I fell in love with the name it spoke to me greatly and I love saying I'm paying with the biscuit account! The interest is far better than any other Bank and they truly stand by their word. They keep me updated with all kinds of help and support to manage my finances and has been the best switching of accounts I have ever done so easy and smooth Reviewed on: 15th January 2026

clear and precise...

Good service and a very good app clear and precise Reviewed on: 15th January 2026

Very slick and efficient service

Very slick and efficient service as it does everything I ask from it. Reviewed on: 15th January 2026

The ap is user friendly and easy to understand and I...

The ap is user friendly and easy to understand and I like the choices Reviewed on: 15th January 2026

Easy to set up, great savings rates

Easy to set up, great savings rates Reviewed on: 15th January 2026

Easy to manage and good service and advantages

Easy to manage and good service and advantages Reviewed on: 15th January 2026

simplicity and fantastic service to work

Great service and simple to work Reviewed on: 15th January 2026

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