Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6599 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6599)

Excellent service and interest rates.

Excellent service and interest rates. Reviewed on: 15th January 2026

Great service

Great service great card helps out till payday Reviewed on: 15th January 2026

It was extremely easy to open the current account in...

It was extremely easy to open the current account in the app, and I like the way they have various "pots" for other accounts to transfer to and from. The app is very easy to navigate. Reviewed on: 15th January 2026

Account was opened with no issues, everything went s...

Account was opened with no issues, everything went smoothly - never had such a simple process ready Reviewed on: 15th January 2026

Very good communication with the staff

Very good communication with the staff Reviewed on: 15th January 2026

Excellent bank

Excellent bank & app very easy to navigate Reviewed on: 15th January 2026

It's been a great experience so far.

It's been a great experience so far. One of the highest interest rates on easy access savings that I could find and very easy to navigate the app. I've recommended this bank to lots of friends and can't recommend it enough. Reviewed on: 15th January 2026

Can’t fault Zopa.

Can’t fault Zopa. I’ve really enjoyed banking with them to date. The interest rates are competitive and the Cashback is 2nd to none. Very much recommended. Reviewed on: 15th January 2026

Easy to open, simple to yse

Opening a Zopa account has been so simple, it's easy to transfer money from my linked accounts and the app makes managing my money stress free Reviewed on: 15th January 2026

Very easy savings account with great value

It was very simple to download the app and set up the account on line. The savings rates were excellent compared to what was on offer elsewhere and the information from Zopa has been clear and prompt. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Current Account
from Santander 3.97 from 11 reviews
Current account (discontinued)
from Tesco Bank 4.51 from 69 reviews
Current Account
from Yorkshire Bank 3.95 from 76 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69090 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44351 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub