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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5658 reviews)

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4.94

Based on 5,658 reviews, last reviewed 25th Feb 2026

268750% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Best Rainy Day Savings Easy to use, good initiatives and the best rates I’ve seen for savings accounts. I’ve been using Zopa to build my savings up, and have told a lot of f... Read more Reviewed on: 25th February 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5658)

Favourite bank

I think it has great interest rate. Love the app and how easy it is to use. Reviewed on: 15th January 2026

App is smooth Process is excellent

App is smooth Process is excellent Reviewed on: 15th January 2026

Love Zopa

Definitely my favourite provider, Zopa pays interest on my current account, gives me cashback on my direct debits, and has the best regular saver anywhere - not just the best rate, but it's also flexible, so my savings aren't locked away for the year if I need to access them. Reviewed on: 15th January 2026

Good saving accounts

Good interest for the saving accounts Reviewed on: 15th January 2026

Very easy to use the mobile App and easy to connect...

Very easy to use the mobile App and easy to connect with the help line with pleasant helpful staff Reviewed on: 15th January 2026

Amazing experience and customer service!

Amazing experience and customer service! Reviewed on: 15th January 2026

It’s the variety that wins

Covers a range of personal finance services; easy to use platform; attractive interest rate; nice colour card! Reviewed on: 15th January 2026

Great monthly saver option

Tne Zopa current account app is so easy to use. Account interest rates are competitive especially the monthly saver. It's easy to move money around and questions are answered quickly. Reviewed on: 15th January 2026

Zopa has been great so far great customer service a...

Zopa has been great so far great customer service and very good Reviewed on: 15th January 2026

I found Zopa to be the best financial company by a m...

I found Zopa to be the best financial company by a mile, very reasonable rates and everything is made easy with the Zopa App Reviewed on: 15th January 2026

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