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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to set up account.

Easy to set up account. Excellent savings rate Reviewed on: 15th January 2026

Great account, great interest rates and so easy to use!

Love this account, great interest rates and so easy to use with cash ack on direct debits also! Moved my money from Chase to here. Reviewed on: 15th January 2026

So easy and love the app and rates for savings and B...

So easy and love the app and rates for savings and Biscuit account Reviewed on: 15th January 2026

Very easy to set up and manage savings.

Very easy to set up and manage savings. Clear advice re interest rates Reviewed on: 15th January 2026

Easy banking with Zopa.

A great current account that is easy to use. It is clearly set out and simple to navigate for someone who is old and really not a techy. The online statements give great info at hand and the prompt notifications regarding my account transactions keep me well informed so I have peace of mind when spending. Reviewed on: 15th January 2026

I’ve always had a positive experience with Zopa

I’ve always had a positive experience with Zopa Reviewed on: 15th January 2026

Online account

Easy to set up account and straightforward online site . Reviewed on: 15th January 2026

Best savings interest rate I could find.

Best savings interest rate I could find. Was with another bank that continually chipped away at the % rate A 1/3 here 1/2 there Reviewed on: 15th January 2026

Great banking easier to use and transfer money.

Great banking easier to use and transfer money. Reviewed on: 15th January 2026

Easy to set up - good customer service

Easy to set up - good customer service Reviewed on: 15th January 2026

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