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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Excellent range of very competitive products.

Excellent range of very competitive products. Superb customer service, always willing to sort out any enquiry. Cannot imagine banking with anyone else. Reviewed on: 15th January 2026

Easy to open and excellent interest rate

Easy to open and excellent interest rate Reviewed on: 15th January 2026

Seamless, well integrated and good product offering

Seamless, well integrated and good product offering Reviewed on: 15th January 2026

Never had problems with Zopa , i wouldnt hesitate to...

Never had problems with Zopa , i wouldnt hesitate to recomend them to friends collegues and family Reviewed on: 15th January 2026

Fantastic bank.

Fantastic bank. Really pleased that I joined. Greag customer service and interest rates. Reviewed on: 15th January 2026

Very nice experience,one these best bank in uk

Very nice experience,one these best bank in uk Reviewed on: 15th January 2026

Very easy to set up and informative

Very easy to set up and informative Reviewed on: 15th January 2026

Excellent Services..

Since I have Zopa account and card, it is relatively easy to get in touch with everything I need to be in budget and limit. Reviewed on: 15th January 2026

They have helped me move bank and have more control...

They have helped me move bank and have more control over my money and knowing dates and a helpful experience with customer service Reviewed on: 15th January 2026

Very good very nice, always helpful and willing to l...

Very good very nice, always helpful and willing to listen and help when needed, would fully recomend the business for opening an account and other options available to people who want to move from another bank Reviewed on: 15th January 2026

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