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Zopa: Current account reviews

4.94
Based on 5,442 reviews, last reviewed 18th Feb 2026
259000% increase in 5 star reviews
in the past 90 days
1200% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to open and use online account. Easy to open account. Online app easy to navigate. Good interest rates Reviewed on: 18th February 2026
Marion M's avatar
Marion M

Latest lowest rating:

1

Keep asking if I wan a credit increase then waste my... Keep asking if I wan a credit increase then waste my time and refuse Reviewed on: 14th February 2026
ian cassidy's avatar
ian cassidy

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5442)

Really easy to use.

5
Really easy to use. Great customer service. Reviewed on: 15th January 2026

Never had any issues.

5
Never had any issues lots of communication through emails very good bank Reviewed on: 15th January 2026

Trustworthy company and would recommend to anyone lo...

5
Trustworthy company and would recommend to anyone looking for a new start in life Reviewed on: 15th January 2026

The only bank you need

5
So easy to use excellent banking services Reviewed on: 15th January 2026

Simple and easy account!

5
Simple and easy account! Easy access to savings account and pots also Reviewed on: 15th January 2026

Great, easy to use, good service

5
Great, easy to use, good service Reviewed on: 15th January 2026

Zopa app

5
Never had to use customer service as app functions really well. Very easy to use and good interest rates. Reviewed on: 15th January 2026

Great bank, had no issues so far.

5
Great bank, had no issues so far. some of the best interest rates on a savings account too. Reviewed on: 15th January 2026

Everything went smoothly, no issues at all.

5
Everything went smoothly, no issues at all.The app is very easy to use. Reviewed on: 15th January 2026

The app is easy to use and applying for things like...

5
The app is easy to use and applying for things like loans and credit cards are quick and easy Reviewed on: 15th January 2026

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