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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Best rates around.

Best rates around. Excellent App. Good customer service. Reviewed on: 15th January 2026

A refreshing change

I like how you can make money with very direct debit paid out. It's also good to see a current account that pays a bit of interest. It's also helpful to be reminded a day or two before a direct debit is about to be paid - so I can check that I have enough money in my account. Reviewed on: 15th January 2026

The customer service picked up my enquiry in a fast...

The customer service picked up my enquiry in a fast manner. Reviewed on: 15th January 2026

Great Interest and good app

Had the account for 3 months now, great interest rates and easy to use app. I love that it shows me the accrued interest through the month. No problems transferring and moving money Reviewed on: 15th January 2026

Very helpful and forward looking.

Very helpful and forward looking. Good interest rates. Reviewed on: 15th January 2026

Amazing UI and good app...

Really simple appliances and amazing UI and good app featured Reviewed on: 15th January 2026

Brilliant modern bank

I think that Zopa bank has a brilliant design interface and is very user friendly. They have competitive rates and offer different flex options that are brilliant. Reviewed on: 15th January 2026

Zopa account has been very flexible, good interest r...

Zopa account has been very flexible, good interest rate and best customer service. Reviewed on: 15th January 2026

Excellent offer and customer service

Excellent offer and customer service Reviewed on: 15th January 2026

Really easy to save, great layout on the app, haven’...

Really easy to save, great layout on the app, haven’t dealt with or needed customer services so can’t comment. The interest is easy to understand and makes you want to save even more watching the interest go in every month. Reviewed on: 15th January 2026

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