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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank providing excellent products & services.

Great bank providing excellent products & services. Reviewed on: 15th January 2026

Easy to set up and manage

Easy to set up and manage. Transfers are in real time. You can set up regular payments to accounts. The app is very easy to use . Reviewed on: 15th January 2026

Very easy to open and navigate.

Very easy to open the account. Great Savings interest rates. Easy to navigate. Reviewed on: 15th January 2026

Great bank easy to do busisiness with

Great bank easy to do busisiness with Reviewed on: 15th January 2026

Excellent Bank.

Excellent bank. Good web site, easy to use, never any problems. Highly recommended. Reviewed on: 15th January 2026

Very good money within 5minute in my account

Very good money within 5minute in my account Reviewed on: 15th January 2026

The pocket rocket. ...

Great interest rate and definitely the card to have in your pocket. Reviewed on: 15th January 2026

zopa great provider

Used zopa originally as a loan provider, with very decent interest rate for my circumstances and then have opened up a savings account and a current account, the app is fantastic and all works as it should with all expectations exceed Reviewed on: 15th January 2026

On-line joining and set-up was excellent.

Very easy to set up and excellent on-line support. Reviewed on: 15th January 2026

Great savings rates and a really brilliant app.

Great savings rates and a really brilliant app. Moving my money has never been easier. I feel fully in control at all times. I’m really happy with the whole relationship Reviewed on: 15th January 2026

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