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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

54% decrease in 5 star reviews

in the past 90 days

50% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good bank - app is easy to use and intuitive.

Good bank - app is easy to use and intuitive. Offers are relevant and accessible. Reviewed on: 15th January 2026

Excellent savings rate.

Excellent savings rate. Good phone application for management of account. Reviewed on: 15th January 2026

Excellent value excellent!online banking.

Excellent value online banking. Easy to use site . gives me great incentive to save Reviewed on: 15th January 2026

easy to navagate, good interest rate.

easy to navagate, good interest rate. Reviewed on: 15th January 2026

Good, ok interest rate and savings rate.

Good, ok interest rate and savings rate. Reviewed on: 15th January 2026

Flexible banking, great rates!

Easy to set up accounts. Great interest rates and lots of flexible products to help you save with or without regular commitment. I particularly like the different pots to allow you to save for various priorities and it has encouraged me to use the regular saver too, to save up for next Christmas. This was prompted by the great interest rate! Reviewed on: 15th January 2026

It's nice bank.

It's nice bank. I am enjoying zopa bank facilities. It's very easy to use. Reviewed on: 15th January 2026

Great Savings Products, Great App

Great Savings Products; easy app to navigate around ... Brilliant! Reviewed on: 15th January 2026

Good customer service got my issues sorted quickly a...

Good customer service got my issues sorted quickly and efficiently Reviewed on: 15th January 2026

Great for Savings

I’m always looking for ways to make my savings work and Zopa’s account gives great returns Reviewed on: 15th January 2026

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