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Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5669 reviews)

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4.94

Based on 5,669 reviews, last reviewed 25th Feb 2026

269300% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Good customer service and good product. Good customer service and good product. Reviewed on: 25th February 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (5669)

A company you can truly trust!

Love Zopa. I have a savings account, credit card and normal account. Very user friendly and brilliant customer service Reviewed on: 15th January 2026

Best bank account ever.

Best bank account ever. Great savings accounts and interest rates Reviewed on: 15th January 2026

Easy people to deal with .

Easy people to deal with ..no hassle with clear and concise information Reviewed on: 15th January 2026

I now have a bank account with Zopq and great work...

I now have a bank account with Zopq and great work and customer care. So easy with App. Thank you Reviewed on: 15th January 2026

This is a great bank

I have been a saver with Zopa for a couple of years because of their competitive interest rates. When they launched their biscuit current account I didn’t hesitate in applying and they haven’t disappointed. The app is very user friendly, enquiries are answered promptly, payments go through quickly and the interest is a big bonus. I use Zopa as my main bank now, with my pension being paid in and all my direct debits and standing orders being taken from this account. I would definitely recommend. Reviewed on: 15th January 2026

Awesome Service, Awesome Bank

A refreshing change in online banking. My former bank's app was awkward, confusing, and hard to use. Zopa's app is straightforward, user-friendly, and intuitive. In terms of customer service, Zopa surpasses my previous bank significantly, offering quick responses, friendly staff, and helpful advice—qualities that more traditional banks should emulate. Overall, it is the best bank I have dealt with. Reviewed on: 15th January 2026

Easy to set up.

Easy to set up. Quick to receive bank card and able to choose own PIN. App is easy to manage and handy notifications each time i use my bank card. Reviewed on: 15th January 2026

Customer friendly .

Customer friendly .Good interest on savings . Reviewed on: 15th January 2026

Exceptional Service

Great experience with Zopa customer service, friendly and very knowledgeable Reviewed on: 15th January 2026

Great account

Great account and excellent service Reviewed on: 15th January 2026

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