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Zopa: Current account reviews

View other Zopa products
4.83
Based on 6,601 reviews, last reviewed 9th Sep 2026
99% decrease in 5 star reviews
in the past 90 days
75% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026
Stephen 's avatar
Stephen

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026
sarah h's avatar
sarah h
Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6601)

FANTASTIC ZOPA

5
Answered all of my questions and guided me into the best available savings Reviewed on: 16th April 2026
Gary H's avatar
Gary H

Easy to use and good rates

5
Easy to set up. Good customer service, and competitive rates easy to use app Reviewed on: 16th April 2026
christine B's avatar
christine B

Easy and straightforward

5
It is a very easy bank to deal with, great products easily accessible. Perfect for my daily banking. Reviewed on: 16th April 2026
SLB's avatar
SLB

Very happy with the interest rate

5
Very happy with the interest rate Reviewed on: 16th April 2026
Christopher L's avatar
Christopher L

Quick & easy to deal with and great app

5
Quick & easy to deal with and great app Reviewed on: 16th April 2026
Susan S's avatar
Susan S

Excellent

5
Excellent so far. Easy to use and geared towards what I'm looking for. No vote for customer service as haven't had to use it Reviewed on: 16th April 2026
Mark C's avatar
Mark C

Zopa has been fantastic.

5
Zopa has been fantastic. When I joined I was a bit nervous as it was a new bank I’d never seen and what they were offering seemed too good to be true but it was all true and I couldn’t be happier. The savings account attached is one of the best Reviewed on: 16th April 2026
Stuart J's avatar
Stuart J

Good interest rates and products

5
Interest rates are good and I like the pots and the regular saver, and cashback and interest on the current account. The app is easy to use Reviewed on: 16th April 2026
Julia M's avatar
Julia M

Zopa pecks

5
Competitive interest rates, app easy to use and good promotion offers Reviewed on: 16th April 2026
Evans A's avatar
Evans A

Great bank good customer service and very good fo...

5
Great bank good customer service and very good for saving Reviewed on: 16th April 2026
Crsianu C's avatar
Crsianu C

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