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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Good account so far, I loke the interest payments.

Good account so far, I loke the interest payments. I haven't had to get in touch with customer service thankfully, so I cannot judge this. Reviewed on: 16th April 2026

Great Interest Rates & Interface

Great interest rates, especially telling you how much interest you have earnt so far, and interest being earnt monthly - this is really encouraging for savers. What I'd like is a regular saver that lasts forever (like the one Natwest and RBS have) with a lower monthly contribution than £300, with a good interest rate being applied until a specific milestone (e.g. 5k) Reviewed on: 16th April 2026

Love the app and offers.

Love the app and offers. Easy to use and apply for an account. Reviewed on: 16th April 2026

The app is great and the savings offer great interes...

The app is great and the savings offer great interest I really like zopa Reviewed on: 16th April 2026

Very lovely amazing bank account

Very lovely amazing bank account Reviewed on: 16th April 2026

Easy to use, any issues fixed quickly

Easy to use, any issues fixed quickly Reviewed on: 16th April 2026

Doesn’t take the Biscuit!

Easy banking App with fab rates and service. My all time favourite!! Reviewed on: 16th April 2026

Convenient Banking

Great bank with lots of options to save money, fun banking Reviewed on: 16th April 2026

My new favourite bank

Transitioning from a traditional bank to a neobank I can see a massive difference in the offerings Zopa provide. The UI is better, interest rates are better and app features are better. I have already recommended Zopa to all my friends and family. Reviewed on: 16th April 2026

A1 easy to open.

A1 easy to open. & use would recommend Reviewed on: 16th April 2026

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