Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

View other Zopa products

4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Very happy with the interest rate

Very happy with the interest rate Reviewed on: 16th April 2026

Quick & easy to deal with and great app

Quick & easy to deal with and great app Reviewed on: 16th April 2026

Excellent

Excellent so far. Easy to use and geared towards what I'm looking for. No vote for customer service as haven't had to use it Reviewed on: 16th April 2026

Zopa has been fantastic.

Zopa has been fantastic. When I joined I was a bit nervous as it was a new bank I’d never seen and what they were offering seemed too good to be true but it was all true and I couldn’t be happier. The savings account attached is one of the best Reviewed on: 16th April 2026

Good interest rates and products

Interest rates are good and I like the pots and the regular saver, and cashback and interest on the current account. The app is easy to use Reviewed on: 16th April 2026

Zopa pecks

Competitive interest rates, app easy to use and good promotion offers Reviewed on: 16th April 2026

Great bank good customer service and very good fo...

Great bank good customer service and very good for saving Reviewed on: 16th April 2026

New Biscuit owner! However, so far so good

Unfortunately, I have not been with the bank long enough to tell you an in depth assessment of my experience, but so far so good. Was very nice to have the referral code and being able to get the maximum amount possible through letting my friends sign up. Was quick, easy and along with the benefits provided from opening the bank, such as the 7.1AER saver for 6 months, this has been extremely beneficial. Reviewed on: 16th April 2026

Great rates and easy access - all round good experience

Great rates and easy access - all round good experience Reviewed on: 16th April 2026

Good account so far, I loke the interest payments.

Good account so far, I loke the interest payments. I haven't had to get in touch with customer service thankfully, so I cannot judge this. Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Kroo 4.76 from 5958 reviews
Essential current account (discontinued)
from Virgin Money 3.73 from 146 reviews
Student Additions Account
from Barclays 4.38 from 92 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44350 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub