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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

New Biscuit owner! However, so far so good

Unfortunately, I have not been with the bank long enough to tell you an in depth assessment of my experience, but so far so good. Was very nice to have the referral code and being able to get the maximum amount possible through letting my friends sign up. Was quick, easy and along with the benefits provided from opening the bank, such as the 7.1AER saver for 6 months, this has been extremely beneficial. Reviewed on: 16th April 2026

Great rates and easy access - all round good experience

Great rates and easy access - all round good experience Reviewed on: 16th April 2026

Good account so far, I loke the interest payments.

Good account so far, I loke the interest payments. I haven't had to get in touch with customer service thankfully, so I cannot judge this. Reviewed on: 16th April 2026

Great Interest Rates & Interface

Great interest rates, especially telling you how much interest you have earnt so far, and interest being earnt monthly - this is really encouraging for savers. What I'd like is a regular saver that lasts forever (like the one Natwest and RBS have) with a lower monthly contribution than £300, with a good interest rate being applied until a specific milestone (e.g. 5k) Reviewed on: 16th April 2026

Love the app and offers.

Love the app and offers. Easy to use and apply for an account. Reviewed on: 16th April 2026

The app is great and the savings offer great interes...

The app is great and the savings offer great interest I really like zopa Reviewed on: 16th April 2026

Very lovely amazing bank account

Very lovely amazing bank account Reviewed on: 16th April 2026

Easy to use, any issues fixed quickly

Easy to use, any issues fixed quickly Reviewed on: 16th April 2026

Doesn’t take the Biscuit!

Easy banking App with fab rates and service. My all time favourite!! Reviewed on: 16th April 2026

Convenient Banking

Great bank with lots of options to save money, fun banking Reviewed on: 16th April 2026

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