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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

83% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy and straightforward

It is a very easy bank to deal with, great products easily accessible. Perfect for my daily banking. Reviewed on: 16th April 2026

Very happy with the interest rate

Very happy with the interest rate Reviewed on: 16th April 2026

Quick & easy to deal with and great app

Quick & easy to deal with and great app Reviewed on: 16th April 2026

Excellent

Excellent so far. Easy to use and geared towards what I'm looking for. No vote for customer service as haven't had to use it Reviewed on: 16th April 2026

Zopa has been fantastic.

Zopa has been fantastic. When I joined I was a bit nervous as it was a new bank I’d never seen and what they were offering seemed too good to be true but it was all true and I couldn’t be happier. The savings account attached is one of the best Reviewed on: 16th April 2026

Good interest rates and products

Interest rates are good and I like the pots and the regular saver, and cashback and interest on the current account. The app is easy to use Reviewed on: 16th April 2026

Zopa pecks

Competitive interest rates, app easy to use and good promotion offers Reviewed on: 16th April 2026

Great bank good customer service and very good fo...

Great bank good customer service and very good for saving Reviewed on: 16th April 2026

New Biscuit owner! However, so far so good

Unfortunately, I have not been with the bank long enough to tell you an in depth assessment of my experience, but so far so good. Was very nice to have the referral code and being able to get the maximum amount possible through letting my friends sign up. Was quick, easy and along with the benefits provided from opening the bank, such as the 7.1AER saver for 6 months, this has been extremely beneficial. Reviewed on: 16th April 2026

Great rates and easy access - all round good experience

Great rates and easy access - all round good experience Reviewed on: 16th April 2026

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