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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Zopa good modern banking

Very fast and efficient set up, app is really easy to use, the live chat function is easy to get help when needed. Reviewed on: 16th April 2026

Full Calorie Busicut

Firstly the basic biscuit product is great with reasonable in credit interest, cash back on direct debits and linked regular saver. The app works really well and has amazing open banking features. My only criticism is that you can’t split the current pots such as one for direct debits and one for debit card spend. Reviewed on: 16th April 2026

Great bank

Good user interface and easy to use Reviewed on: 16th April 2026

Well worth considering for your banking needs

After initial problems with my account everything appears to have settled down now. Reviewed on: 16th April 2026

Great UI, clean message, easy to onboard.

Great UI, clean message, easy to onboard. Reviewed on: 16th April 2026

Easy to use & plenty of benefits

Easy to use & plenty of benefits in terms of added bonuses Reviewed on: 16th April 2026

Rapid biscuit approval.

I was pleasantly surprised to have my application approved. The card for the account came quickly enough but the card was already available in the app. This app and the bank definitely take the biscuit! Reviewed on: 16th April 2026

Great interest rates

Easy to use the app and great interest rates on savings Reviewed on: 16th April 2026

Excellent interest rates, cashback on household bill...

Excellent interest rates, cashback on household bills and very easy to transfer money between accounts. I like how I can see my interest ticking up over the course of a month, I find it very motivating. The app is super easy to use and the customer service is excellent Reviewed on: 16th April 2026

Great experience so far.

Great experience so far. App easy to use. Love the savings pots and great interest rates too. Reviewed on: 16th April 2026

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