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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

Well worth considering for your banking needs

After initial problems with my account everything appears to have settled down now. Reviewed on: 16th April 2026

Great UI, clean message, easy to onboard.

Great UI, clean message, easy to onboard. Reviewed on: 16th April 2026

Easy to use & plenty of benefits

Easy to use & plenty of benefits in terms of added bonuses Reviewed on: 16th April 2026

Rapid biscuit approval.

I was pleasantly surprised to have my application approved. The card for the account came quickly enough but the card was already available in the app. This app and the bank definitely take the biscuit! Reviewed on: 16th April 2026

Great interest rates

Easy to use the app and great interest rates on savings Reviewed on: 16th April 2026

Excellent interest rates, cashback on household bill...

Excellent interest rates, cashback on household bills and very easy to transfer money between accounts. I like how I can see my interest ticking up over the course of a month, I find it very motivating. The app is super easy to use and the customer service is excellent Reviewed on: 16th April 2026

Great experience so far.

Great experience so far. App easy to use. Love the savings pots and great interest rates too. Reviewed on: 16th April 2026

FANTASTIC ZOPA

Answered all of my questions and guided me into the best available savings Reviewed on: 16th April 2026

Easy to use and good rates

Easy to set up. Good customer service, and competitive rates easy to use app Reviewed on: 16th April 2026

Easy and straightforward

It is a very easy bank to deal with, great products easily accessible. Perfect for my daily banking. Reviewed on: 16th April 2026

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