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Zopa: Current account reviews

View other Zopa products
4.82
Based on 6,598 reviews, last reviewed 23rd Jul 2026
100% decrease in 5 star reviews
in the past 90 days
83% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026
samone 's avatar
samone

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026
K's avatar
K
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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6598)

Super easy to use with great productsproduct

5
Super product with an easy to use app. Reviewed on: 16th April 2026
John Po's avatar
John Po

Excellent interest on savings account.

5
Excellent interest on savings account. Easy to move money and see what other accounts are holding . Reviewed on: 16th April 2026
Llinos Cunnah 's avatar
Llinos Cunnah

Early days but its been great so far

5
Early days but its been great so far Reviewed on: 16th April 2026
Anne M's avatar
Anne M

Perfect Banking

5
Easy app and nice and clear and customer service is far better than some well known banks. Really happy I’ve joined. Reviewed on: 16th April 2026
Dave's avatar
Dave

Good rates of return on savings and pots to save...

5
Good rates of return on savings and pots to save too Reviewed on: 16th April 2026
Nico R's avatar
Nico R

Great Bank/App

5
Really easy to open and feels safe. Loved the refer a friend bonus. Reviewed on: 16th April 2026
Hazel K's avatar
Hazel K

I know my money is always in the right place...

5
I know my money is always in the right place and safe Reviewed on: 16th April 2026
Peter Newin 's avatar
Peter Newin

Zopa good modern banking

5
Very fast and efficient set up, app is really easy to use, the live chat function is easy to get help when needed. Reviewed on: 16th April 2026
Shaun 's avatar
Shaun

Full Calorie Busicut

5
Firstly the basic biscuit product is great with reasonable in credit interest, cash back on direct debits and linked regular saver. The app works really well and has amazing open banking features. My only criticism is that you can’t split the current pots such as one for direct debits and one for debit card spend. Reviewed on: 16th April 2026
Aspergetti16's avatar
Aspergetti16

Great bank

5
Good user interface and easy to use Reviewed on: 16th April 2026
Esther A's avatar
Esther A

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