Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

View other Zopa products

4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Great bank

Good user interface and easy to use Reviewed on: 16th April 2026

Well worth considering for your banking needs

After initial problems with my account everything appears to have settled down now. Reviewed on: 16th April 2026

Great UI, clean message, easy to onboard.

Great UI, clean message, easy to onboard. Reviewed on: 16th April 2026

Easy to use & plenty of benefits

Easy to use & plenty of benefits in terms of added bonuses Reviewed on: 16th April 2026

Rapid biscuit approval.

I was pleasantly surprised to have my application approved. The card for the account came quickly enough but the card was already available in the app. This app and the bank definitely take the biscuit! Reviewed on: 16th April 2026

Great interest rates

Easy to use the app and great interest rates on savings Reviewed on: 16th April 2026

Excellent interest rates, cashback on household bill...

Excellent interest rates, cashback on household bills and very easy to transfer money between accounts. I like how I can see my interest ticking up over the course of a month, I find it very motivating. The app is super easy to use and the customer service is excellent Reviewed on: 16th April 2026

Great experience so far.

Great experience so far. App easy to use. Love the savings pots and great interest rates too. Reviewed on: 16th April 2026

FANTASTIC ZOPA

Answered all of my questions and guided me into the best available savings Reviewed on: 16th April 2026

Easy to use and good rates

Easy to set up. Good customer service, and competitive rates easy to use app Reviewed on: 16th April 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Student Bank Account
from HSBC 3.86 from 20 reviews
ufirstgold Account
from Ulster Bank 3.98 from 5 reviews
Current account
from The Co-operative Bank 4.15 from 428 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69084 reviews
Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub