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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6598 reviews)

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4.82

Based on 6,598 reviews, last reviewed 23rd Jul 2026

100% decrease in 5 star reviews

in the past 90 days

83% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good banking Yes biscuit account and zopa credit card Reviewed on: 23rd July 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6598)

No problems

No problems online. Not used customer support Reviewed on: 16th April 2026

Zopa has been extremely user friendly.

Zopa has been extremely user friendly. Reviewed on: 16th April 2026

Great return on interest rates compared to other banks

Great return on interest rates compared to other banks Reviewed on: 16th April 2026

Great Bank easy to use and informative

Great Bank easy to use and informative Reviewed on: 16th April 2026

Easy to set up and use both App and card..

Easy to set up and use both App and card. So far very happy with Zopa Reviewed on: 16th April 2026

Great Service and Smart Saving with Zopa

I’ve been using Zopa Bank for over three years now, and I can honestly say it’s been a really positive experience. They offer a variety of savings pots, which makes it easy to organise your money while also helping it grow. It’s a great feature if you like keeping your finances structured. Customer service has also been reliable in my experience — responses usually come within 24 to 48 hours, which I find reasonable and reassuring. Overall, Zopa has proven to be a promising and dependable bank for me, and I’d definitely recommend it to others looking for a modern, user-friendly banking option. Reviewed on: 16th April 2026

Amazing .

Amazing . Really great support and banking . Reviewed on: 16th April 2026

Referred two people and not received the referral mo...

Referred two people and not received the referral money Reviewed on: 16th April 2026

my whole experience has been sea...

Since joining Zopa, my whole experience has been seamless. From opening my account to adding money to the high interest account. Reviewed on: 16th April 2026

Easy to open and run, great benefits

Easy to open and run, great benefits Reviewed on: 16th April 2026

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