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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6589 reviews)

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4.83

Based on 6,589 reviews, last reviewed 30th Apr 2026

84% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy to open and run, great benefits

Easy to open and run, great benefits Reviewed on: 16th April 2026

Super easy to use with great productsproduct

Super product with an easy to use app. Reviewed on: 16th April 2026

Excellent interest on savings account.

Excellent interest on savings account. Easy to move money and see what other accounts are holding . Reviewed on: 16th April 2026

Early days but its been great so far

Early days but its been great so far Reviewed on: 16th April 2026

Perfect Banking

Easy app and nice and clear and customer service is far better than some well known banks. Really happy I’ve joined. Reviewed on: 16th April 2026

Good rates of return on savings and pots to save...

Good rates of return on savings and pots to save too Reviewed on: 16th April 2026

Great Bank/App

Really easy to open and feels safe. Loved the refer a friend bonus. Reviewed on: 16th April 2026

I know my money is always in the right place...

I know my money is always in the right place and safe Reviewed on: 16th April 2026

Zopa good modern banking

Very fast and efficient set up, app is really easy to use, the live chat function is easy to get help when needed. Reviewed on: 16th April 2026

Full Calorie Busicut

Firstly the basic biscuit product is great with reasonable in credit interest, cash back on direct debits and linked regular saver. The app works really well and has amazing open banking features. My only criticism is that you can’t split the current pots such as one for direct debits and one for debit card spend. Reviewed on: 16th April 2026

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