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Zopa: Current account reviews

Name: Current account
Rating: 4.83 (6601 reviews)

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4.83

Based on 6,601 reviews, last reviewed 9th Sep 2026

99% decrease in 5 star reviews

in the past 90 days

75% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Appalling experience with Zopa. Appalling experience with Zopa. Their computer decided to "restrict" my account- fair enough, I understand that they are regulated and need to monitor... Read more Reviewed on: 9th September 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6601)

Great in every way, from banking to savings

Great in every way, from banking to savings Reviewed on: 16th April 2026

Great rates.

Great rates. No issues. Hoping rates will not drop. Otherwise we will switch. Reviewed on: 16th April 2026

Excellent in all respects and the app is very easy t...

Excellent in all respects and the app is very easy to use Reviewed on: 16th April 2026

No problems

No problems online. Not used customer support Reviewed on: 16th April 2026

Zopa has been extremely user friendly.

Zopa has been extremely user friendly. Reviewed on: 16th April 2026

Great return on interest rates compared to other banks

Great return on interest rates compared to other banks Reviewed on: 16th April 2026

Great Bank easy to use and informative

Great Bank easy to use and informative Reviewed on: 16th April 2026

Easy to set up and use both App and card..

Easy to set up and use both App and card. So far very happy with Zopa Reviewed on: 16th April 2026

Great Service and Smart Saving with Zopa

I’ve been using Zopa Bank for over three years now, and I can honestly say it’s been a really positive experience. They offer a variety of savings pots, which makes it easy to organise your money while also helping it grow. It’s a great feature if you like keeping your finances structured. Customer service has also been reliable in my experience — responses usually come within 24 to 48 hours, which I find reasonable and reassuring. Overall, Zopa has proven to be a promising and dependable bank for me, and I’d definitely recommend it to others looking for a modern, user-friendly banking option. Reviewed on: 16th April 2026

Amazing .

Amazing . Really great support and banking . Reviewed on: 16th April 2026

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