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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

The best out there

Brilliant no worries no hassle, simply easy to use, and you get money back, who does that, thank you x Reviewed on: 15th January 2026

Excellent customer service very friendly

Excellent customer service very friendly Reviewed on: 15th January 2026

Very easy to set up and great referral programme

Very easy to set up and great referral programme Reviewed on: 15th January 2026

very easy to set account up and no problems at all s...

very easy to set account up and no problems at all since opening Reviewed on: 15th January 2026

Very fair.

Very fair. Excellent giving the credit and loans very excellent service and reliable and security is excellent. I like the way they check and make sure is you sending and receiving money in it, but otherwise I think they're excellent service. Would not hesitate to recommend name to anyone Reviewed on: 15th January 2026

They are a listening bank, great customer service an...

They are a listening bank, great customer service and friendly Reviewed on: 15th January 2026

Great banking.

Easy to use and simpler than some other banks. Reviewed on: 15th January 2026

Happy so far

Not been with them long had a few problems with the app Reviewed on: 15th January 2026

Good rates and easy to operate

Opening the account was easy and the rates (at least for 12 months) are excellent Reviewed on: 15th January 2026

Great services and great products

I have a current account and it easy to access and easy to understand. Reviewed on: 15th January 2026

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