Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

View other Zopa products

4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

i have had a good experience the site is easy to use...

i have had a good experience the site is easy to use and understand i have no complaints. Reviewed on: 15th January 2026

The best out there

Brilliant no worries no hassle, simply easy to use, and you get money back, who does that, thank you x Reviewed on: 15th January 2026

Excellent customer service very friendly

Excellent customer service very friendly Reviewed on: 15th January 2026

Very easy to set up and great referral programme

Very easy to set up and great referral programme Reviewed on: 15th January 2026

very easy to set account up and no problems at all s...

very easy to set account up and no problems at all since opening Reviewed on: 15th January 2026

Very fair.

Very fair. Excellent giving the credit and loans very excellent service and reliable and security is excellent. I like the way they check and make sure is you sending and receiving money in it, but otherwise I think they're excellent service. Would not hesitate to recommend name to anyone Reviewed on: 15th January 2026

They are a listening bank, great customer service an...

They are a listening bank, great customer service and friendly Reviewed on: 15th January 2026

Great banking.

Easy to use and simpler than some other banks. Reviewed on: 15th January 2026

Happy so far

Not been with them long had a few problems with the app Reviewed on: 15th January 2026

Good rates and easy to operate

Opening the account was easy and the rates (at least for 12 months) are excellent Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Current Account
from Bank of Ireland 4.44 from 15 reviews
Current account
from Unizest 3.86 from 2 reviews
Current account (discontinued)
from Clydesdale Bank 3.92 from 61 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44353 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub