Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

View other Zopa products

4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (6589)

Very helpful sales team,simplified explanation on ac...

Very helpful sales team,simplified explanation on account details Reviewed on: 15th January 2026

Always prompt and easy to use app

Always prompt and easy to use app Reviewed on: 15th January 2026

Not been with zopa long but very impressive so far.

Not been with zopa long but very impressive so far. Reviewed on: 15th January 2026

Opening account and applying for loans are very smooth.

Opening account and applying for loans are very smooth. Even the online customer service was very easy and got resolved. Reviewed on: 15th January 2026

Signup was very easy, the account was simple to set...

Signup was very easy, the account was simple to set up, they gave me a temporary card to use on Google wallet which was great as I could use it right away while i waited for my actual card. I've not had to interact with their customer service (which in itself is a good sign) but so far so good Reviewed on: 15th January 2026

Easy to understand banking app with clear informatio...

Easy to understand banking app with clear information about savings rates Reviewed on: 15th January 2026

Brilliant bank from start to finish.

Brilliant bank from start to finish. They go up and beyond. Reviewed on: 15th January 2026

Brilliant service, competitive rates.

Brilliant service, competitive rates. Reviewed on: 15th January 2026

Solid interest rates and app

Excellent interest rate for connected savings on top of solid direct debit cashback and in-credit current account interest. App is mostly well organised and responsive as well as visually appealing. Some teething issues with inter-bank familiarity of the new brand when account first opened, but this appears to have settled now. Would be nice to see feature improvements like the ability to set up standing orders between savings and current account. Reviewed on: 15th January 2026

First i had Credit Card with Zopa which was surprisi...

First i had Credit Card with Zopa which was surprisingly helpful in this financial tough time. Then they offered me Bank account which I opened. To be honest, truly world class service. Highly recommended. All the best ZOPA. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current account
from Metro Bank 4.86 from 10576 reviews
Student 20 Account
from Bank of Ireland 0.00 from 0 reviews
Cash Card Account
from Barclays 4.52 from 142 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Personal loan
from Zopa 4.95 from 69082 reviews
Credit card
from Zopa 4.94 from 44342 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub