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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,599 reviews, last reviewed 13th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Innovative design and seamless delivery of products... Innovative design and seamless delivery of products and services Reviewed on: 13th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Good app and easy to use.

Good app and easy to use. Lots of different ways to save using ‘pots’. I like the features on the Biscuit current account like cash back on bills and interest on savings. ZOPA also keep you up to date with changes and information about your account. Reviewed on: 15th January 2026

Simple, effective, efficient and reliable platform a...

Simple, effective, efficient and reliable platform and processes Reviewed on: 15th January 2026

Easy to use card, helpful banking and financial help...

Easy to use card, helpful banking and financial help each month too Reviewed on: 15th January 2026

Love my Biscuit

Very easy to use and great support with innovative ideas for money transfer and savings Reviewed on: 15th January 2026

Great service. Great interest rates

Opened a current account, a savings account and isa. Great interest rates. Very easy to do. Everything came on time, great communication. Nothing to complain about so far. Reviewed on: 15th January 2026

Best interest rate for saving pot-Zopa.

Zopa helped me save smarter and earn more interest. Reviewed on: 15th January 2026

Easy to use app - love the pots and bonus interest

Zopa’s pots help me keep my money organised. The app is easy to use and has encouraged me to keep on top of things Reviewed on: 15th January 2026

I think it’s a really great company helps with any p...

I think it’s a really great company helps with any problems. Delt with straight away goes up and beyond Reviewed on: 15th January 2026

Fantastic interest rate.

Fantastic interest rate. App can be a bit confusing to use though, especially with the need to top-up the Biscuit account each month and then move it into the high-interest account manually. Reviewed on: 15th January 2026

Its become my go-to account!

Was initially attracted by excellent rates. Very user-friendly app and easy to move money to maximise returns. Nice cashback feature too. Easy to open account too. It has now become my main account for many activities. Reviewed on: 15th January 2026

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