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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Over all a fantasic bank easy to use and fast deposi...

Over all a fantasic bank easy to use and fast deposits so far them are good with my phone calls and advice on other prodouts Reviewed on: 15th January 2026

Zopa Saving Rates

Excellent saving rates, good customer service, instant loan approved. Reviewed on: 15th January 2026

Very satisfied

So far so good. Fast customer service reply. They give you very good rewards in terms of saving account/referral. Reviewed on: 15th January 2026

Zopa is easy to set up and easy accesible for puttin...

Zopa is easy to set up and easy accesible for putting money in and taking money out. An excellent savings rate account for a year.woukd recommend definately and have done so. Coukd uae as a current account with cashback on DD. Reviewed on: 15th January 2026

Best savings app I've used

Zopa nails the basics and then adds some. Setup was a breeze, and the interest rates on their 'Smart Saver' pots are some of the best on the market right now. The app itself is beautiful and easy to navigate. I love the voice control feature for moving money—it's fast and reliable. Plus, their customer support is top-notch, which gives me a lot of confidence in their security. Highly recommend for anyone looking to make their money work harder without the headache of a clunky interface. Reviewed on: 15th January 2026

I had to start rebuilding my credit score and Zopa w...

I had to start rebuilding my credit score and Zopa were the only ones to offer me a card. I have now opened a bank account with Zopa as I couldn’t be happier with the service and have recommended to family. Reviewed on: 15th January 2026

Exemplary service, great response when having any qu...

Exemplary service, great response when having any queries. Reviewed on: 15th January 2026

Great app

Good interest and nice app...very easy to use Reviewed on: 15th January 2026

ZOPA a bank you can trust to help you out.

ZOPA is so easy to use and has helped me so much I would recommend them to anyone. Reviewed on: 15th January 2026

New satisfied customer

Recently became aware of ZOPA on the internet. Products and interest rates were good and decided to open an account. The whole process was quick and easy and had no issues opening the account. I was able to add funds fairly quickly. Communication has been excellent throughout. Reviewed on: 15th January 2026

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