Write a review

Newsletter

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

View other Zopa products

4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

Very easy to open an account plus a small reward for...

Very easy to open an account plus a small reward for opening with Zopa Reviewed on: 15th January 2026

Over all a fantasic bank easy to use and fast deposi...

Over all a fantasic bank easy to use and fast deposits so far them are good with my phone calls and advice on other prodouts Reviewed on: 15th January 2026

Zopa Saving Rates

Excellent saving rates, good customer service, instant loan approved. Reviewed on: 15th January 2026

Very satisfied

So far so good. Fast customer service reply. They give you very good rewards in terms of saving account/referral. Reviewed on: 15th January 2026

Zopa is easy to set up and easy accesible for puttin...

Zopa is easy to set up and easy accesible for putting money in and taking money out. An excellent savings rate account for a year.woukd recommend definately and have done so. Coukd uae as a current account with cashback on DD. Reviewed on: 15th January 2026

Best savings app I've used

Zopa nails the basics and then adds some. Setup was a breeze, and the interest rates on their 'Smart Saver' pots are some of the best on the market right now. The app itself is beautiful and easy to navigate. I love the voice control feature for moving money—it's fast and reliable. Plus, their customer support is top-notch, which gives me a lot of confidence in their security. Highly recommend for anyone looking to make their money work harder without the headache of a clunky interface. Reviewed on: 15th January 2026

I had to start rebuilding my credit score and Zopa w...

I had to start rebuilding my credit score and Zopa were the only ones to offer me a card. I have now opened a bank account with Zopa as I couldn’t be happier with the service and have recommended to family. Reviewed on: 15th January 2026

Exemplary service, great response when having any qu...

Exemplary service, great response when having any queries. Reviewed on: 15th January 2026

Great app

Good interest and nice app...very easy to use Reviewed on: 15th January 2026

ZOPA a bank you can trust to help you out.

ZOPA is so easy to use and has helped me so much I would recommend them to anyone. Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Account
from Reliance Bank 4.00 from 1 reviews
Current account
from Metro Bank 4.80 from 10581 reviews
Everyday current account
from Santander 4.03 from 206 reviews

Want to see more from Zopa?

Personal loan
from Zopa 4.91 from 69089 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44353 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub