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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

33% decrease in 5 star reviews

in the past 90 days

33% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Easy banking for a change!! and savings

Very easy to set up banking and savings Reviewed on: 15th January 2026

Very easy to set up account & straightforward to use

Very easy to set up account & straightforward app to use & maintain. Has not reduced interest rates as quickly & by as much as some other providers, when base rate has changed. Reviewed on: 15th January 2026

Very professional set i bank on line with no problem...

Very professional set i bank on line with no problem I feel that Zopa is better than other banks I use Reviewed on: 15th January 2026

Excellent digital bank

Very good experience with the service so far. Reviewed on: 15th January 2026

Everything is easy to do.

Everything is easy to do. Had no problems so far Reviewed on: 15th January 2026

All good no problems easy to open great service

All good no problems easy to open great service Reviewed on: 15th January 2026

Have had no problems whatsoever with the bank.

Have had no problems whatsoever with the bank. Excellent customer service and communication Reviewed on: 15th January 2026

Great Benefits and Ease of Use

Zopa offer excellent benefits with their current account. Access to high savings rates for regular saver and standard saver. Cashback on DD, interest on balances in the account. It is easy to navigate, easy to move money in and out and you have lots of transparency about upcoming payments so you can stay on top of what’s going out and rewards earned in the month. Reviewed on: 15th January 2026

Fabulous Zopa

Zopa has been very good with my savings and super service. Reviewed on: 15th January 2026

It’s Great

Great.its great. Its really great Reviewed on: 15th January 2026

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