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Zopa: Current account reviews

Name: Current account
Rating: 4.82 (6600 reviews)

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4.82

Based on 6,600 reviews, last reviewed 20th Aug 2026

99% decrease in 5 star reviews

in the past 90 days

67% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply the best Market leader in finance with standards of excellence in product offering and supported customer service . Thank you Zopa team. Reviewed on: 20th August 2026

Latest lowest rating:

1

Security and customer service non existent They gave away thousands of pounds of my money in a fraud . Not their fault obviously not security isn’t good enough and customer service is appalling... Read more Reviewed on: 30th May 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Current account reviews (6600)

New satisfied customer

Recently became aware of ZOPA on the internet. Products and interest rates were good and decided to open an account. The whole process was quick and easy and had no issues opening the account. I was able to add funds fairly quickly. Communication has been excellent throughout. Reviewed on: 15th January 2026

Biscuit is good!

Opening the account was easy, the management in the app is easy, access to high interest savings is great, earnback on bills is good (although limited). Overall, I’d highly recommend. Reviewed on: 15th January 2026

Great account and savings

Straightforward to set up. Good interest and rewarding cashback Reviewed on: 15th January 2026

Great customer service backed up by excellent saving...

Great customer service backed up by excellent savings schemes. Reviewed on: 15th January 2026

Great app and good rates, really like the direct deb...

Great app and good rates, really like the direct debit cashback Reviewed on: 15th January 2026

Setting up an account was effortless to manage my fi...

Setting up an account was effortless to manage my finances it’s extremely easy to deposit and add other accounts and it’s given me peace of mind that I’ve got a back up card if needed. Reviewed on: 15th January 2026

I have found Zopa so easy to use.

I have found Zopa so easy to use. Communications are clear and unambiguous and offers of further products are tempting. Reviewed on: 15th January 2026

New to Zopa and delighted

Opened Zopa current account in August 2025 to add flexibility to my existing banking experience. Subsequently discovered the savings options and boosted savings which provides better interest on the bulk of my cash savings. In addition I earn a higher rate on my monthly saver account. My experience to date of all the services I use via the banking app has been excellent. I have yet to experiment with their investment products. Reviewed on: 15th January 2026

Easy and simple process in loan application.

Easy and simple process in loan application. Reviewed on: 15th January 2026

Great Online Banking

Really easy to set up. Helping me save money with a good return. Have recommended to friends. Reviewed on: 15th January 2026

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