Write a review

Go to business site

Zopa: Current account reviews

Name: Current account
Rating: 4.94 (5946 reviews)

View other Zopa products

4.94

Based on 5,946 reviews, last reviewed 15th Mar 2026

564200% increase in 5 star reviews

in the past 90 days

1200% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Zopa Current account with interest! There is no other current account on the market or at least to my knowledge that offers an interest rate to help increase my current account value so ... Read more Reviewed on: 15th March 2026

Latest lowest rating:

2

It's not a proper Bank. It's not a proper Bank. It doesn't show your Biscuit Current account when you log into their website. The transaction dates do not match at times. Reviewed on: 21st February 2026

Read all reviews Write a review

About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Current account reviews (5946)

Excellent customer service when you need there help.

Excellent customer service when you need there help. Excellent interest rates.great idea with the savings pots Reviewed on: 15th January 2026

Others should follow

Simple to do business with always looking to improve. Great service provider Reviewed on: 15th January 2026

Easy to use the account and interact with the other...

Easy to use the account and interact with the other Zopa Accounts I hold Reviewed on: 15th January 2026

Ver easy good to use app waiting on a credit increas...

Ver easy good to use app waiting on a credit increase not as often os other cards I use Reviewed on: 15th January 2026

Soo straight forward attentive , and listen to my ne...

Soo straight forward attentive , and listen to my needs, take account of my personal financial situation. Reviewed on: 15th January 2026

Excellent returns, safe and reliable

I've been with Zopa since their peer-to-peer Lending days. The return on my money has always been good, service is excellent- very quick and reliable. I've always had confidence in how they deal with my money. Reviewed on: 15th January 2026

Friendly Interface

Such a friendly updated user interface app that is so easy to use! Very motivating and provides lots of information on managing your finances. Reviewed on: 15th January 2026

I’ve had a great experience with my Zopa credit card.

I’ve had a great experience with my Zopa credit card. The app is really easy to use, everything is clear and transparent, and managing payments or checking balances is straightforward. The interest rates are competitive, there are no nasty surprises, and customer support has been quick and helpful whenever I’ve needed them. Overall, Zopa feels modern, fair, and trustworthy — I’d definitely recommend their credit card to anyone looking for a simple, well-run option. Reviewed on: 15th January 2026

I have had a great experience with zopa, always very...

I have had a great experience with zopa, always very helpful and understanding, would recommend Reviewed on: 15th January 2026

Good company to deal with and don't hound you

Good company to deal with and don't hound you Reviewed on: 15th January 2026

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Current Accounts
from London Community Credit Union 1.00 from 3 reviews
Debit Card (discontinued)
from Fineco Bank (inactive company) 0.00 from 0 reviews
Accounts
from Nomo 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Smart Saver
from Zopa 4.94 from 8046 reviews
Credit card
from Zopa 4.94 from 43500 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub