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Zopa: Current account reviews

Name: Current account
Rating: 4.93 (6589 reviews)

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4.93

Based on 6,589 reviews, last reviewed 30th Apr 2026

45% increase in 5 star reviews

in the past 90 days

175% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Great interest rate offers. Nice simple to use app and great interest rate offers. Reviewed on: 27th April 2026

Latest lowest rating:

1

No MSE £15 credit as promised I applied for a current (Biscuit) account using a MSE link in March 2026 promising a credit of £15. I used the right link but no£15 has arrived and Zo... Read more Reviewed on: 30th April 2026

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About this product

Biscuit is a free-to-open current account from Zopa.

You can open a Zopa Biscuit account in the app and it only takes a few minutes. Opening a Biscuit current account gives you access to intuitive budgeting tools, real-time spending notifications and no hidden fees.

Zopa Biscuit current account reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Current account reviews (6589)

Great bank wit great rewards for using it, love my m...

Great bank wit great rewards for using it, love my monthly cashback on debit card payments 10/10 Reviewed on: 15th January 2026

Very good interest rates.

Very good interest rates. excellent app. Reviewed on: 15th January 2026

Leading saving interest rates with the added simplic...

Leading saving interest rates with the added simplicity of being app based. Reviewed on: 15th January 2026

Fast transactions, decent interest rate

Fast transactions, decent interest rate Reviewed on: 15th January 2026

Basically they helped turn my life around allowing m...

Basically they helped turn my life around allowing me to consolidate debts when no other bank would help so I’m very grateful Reviewed on: 15th January 2026

So easy to communicate with and quick response time,...

So easy to communicate with and quick response time, competitive rates, app easy to navigate Reviewed on: 15th January 2026

Very good customer service very helpful and friendly

Very good customer service very helpful and friendly Reviewed on: 15th January 2026

Who doesn’t like a biscuit? - Zopa Bank.

I’ve had a really great experience with Zopa Bank. Their interest rates for savers are genuinely excellent and make it feel like your money is actually working for you, rather than just sitting there. What really sets them apart though is their personality – the quirky mail I received about my “biscuit account” genuinely made me smile. It’s refreshing to deal with a bank that offers strong rates and a sense of humour. Clear, friendly, and rewarding – Zopa has absolutely nailed it. Highly recommended for anyone who wants competitive savings without the stuffy banking vibe. Reviewed on: 15th January 2026

I've been a customer for many years and am very happ...

I've been a customer for many years and am very happy with the serviced offered. Reviewed on: 15th January 2026

Brilliant app, fast and accurate communications and...

Brilliant app, fast and accurate communications and great interest rates Reviewed on: 15th January 2026

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